Mobile County property record for 2820 Ramada Dr W, Mobile, AL 36693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,071 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,500 (May 2006) |
| Tax Bill | $1,182 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R023302091000047 |
| Primary APN | R023302091000047 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 2,071 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1089510 |
|---|---|
| Street Address | 2820 RAMADA DR W |
| City | MOBILE |
| State | AL |
| Zip | 36693-3530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 RAMADA ESTS MBK 23/28 #SEC 09 T5S R2W #MP33 02 09 1 000 |
| Legal Range | 05S |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | RAMADA ESTS |
| Legal Lot Number | 6 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 3712 |
2820 Ramada Dr W is owned and occupied by an individual who bought it in May 2006.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 RAMADA DR W, MOBILE, AL 36693-3530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BK/MS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2006 · Amount on File |
| Deed Sale | May 23, 2006 · Amount on File |
| Deed Document Number | 200637658 |
| Deed Book / Page | 5973 / 322 |
| Prior Transfer Date | Mar 21, 2003 |
| Prior Transfer Doc | 0000027429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2820 RAMADA DR W, MOBILE, AL 36693-3530 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000047255 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021047255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2820 RAMADA DR W, MOBILE, AL 36693-3530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029092 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020029092 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 2820 RAMADA DR W, MOBILE, AL 36693-3530 |
| Document Number | 0000020638 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | CRANE TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2820 RAMADA DR W MOBILE AL 366933530, MOBILE, AL 36693-3530 |
| Document Number | 0000020638 |
|---|---|
| Date | Apr 16, 2019 |
| Instrument | 20638 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2049 |
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $19,700 (-8.2%) Land $3,000 Building $16,700 | $197,000 (-8.2%) Land $30,000 Building $167,000 |
| 2024 | $1,182.00 (+21.36%) Homeowner's exemption Senior Citizen's exemption | $21,460 (+21.66%) Land $2,500 Building $18,960 | $214,600 (+21.66%) Land $25,000 Building $189,600 |
| 2023 | $974.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $17,640 Land $2,500 Building $15,140 | $176,400 Land $25,000 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2820 Ramada Dr W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2014) |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Ramada Dr W is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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