McLean County property record for 2820 Polo Rd, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,364 sqft · built 1994 |
| Lot Size | 0.254 acres (11,061 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,624 (2024) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-36-408-019 |
| Primary APN | 14-36-408-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 2,826 sqft |
| 1st Floor Area | 1,281 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,061 sqft (0.254 acres) |
| Lot Dimensions | 120 ft deep x 93 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 2820 POLO RD |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-8157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | ROYAL POINTE SUB 4TH ADD LOT 108 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 36 |
| Legal Subdivision | ROYAL POINTE SUB |
| Legal Lot Number | 108 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 1105 |
2820 Polo Rd is owned and occupied by an individual.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 POLO RD, BLOOMINGTON, IL 61704-8157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 2820 POLO RD, BLOOMINGTON, IL 61704-8157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | MCLEAN COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000014083 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 2020-00014083 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Address | GALESBURG, IL 61401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate | 2.75% |
|---|
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,774 Land $20,923 Building $84,851 | $317,322 Land $62,769 Building $254,553 | |
| 2024 | $7,624.00 (+14.89%) | ||
| 2023 | $6,636.00 | $84,327 Land $16,681 Building $67,646 | $252,981 Land $50,043 Building $202,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Polo Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2820 Polo Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures