2820 Paper Mill Rd, Phoenix, MD 21131 Property Records

Baltimore County property record for 2820 Paper Mill Rd, Phoenix, MD 21131

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 9,167 sqft · built 1996
Lot Size	4.26 acres (185,566 sqft)
Owner	Individual Name on Record
Last Sale	$1,025,000 (Oct 2021)
Tax Bill	$12,518 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2021 Sale & Mortgage + 1 more
APN	`10-2200016395`

Property Details

APN / Parcel Number

Primary APN	`10-2200016395`
Alternative APN	`2200016395`

Interior

Full Baths	5.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	9,167 sqft Living Area
Gross Area	10,792 sqft
1st Floor Area	3,461 sqft
Basement Area	2,099 sqft
Finished Basement	2,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	185,566 sqft (4.26 acres)
Garage Type	Attached
Garage Area	1,625 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	650 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	427 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	2200016395
Street Address	2820 PAPER MILL RD
City	PHOENIX
State	MD
Zip	21131-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.261 AC VICTORIA WOODS
Legal Subdivision	VICTORIA WOODS
Legal Block	3
Legal Lot Number	4
Jurisdiction	BALTIMORE MD
Township / Civil Division	10
Census Block Group	3
Census Block	3019
Census Tract	410100

Owner

Source: Baltimore County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 PAPER MILL RD, PHOENIX, MD 21131-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Intrafamily Transfer, Transfer
Oct 4, 2021	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Feb 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Deed Book / Page	45553 / 241
Last Transfer Date	Nov 17, 2025
Transfer Doc	0508000093
Record Updated	Jun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Dec 10, 2025
Property Address	2820 PAPER MILL RD, PHOENIX, MD 21131-1320
Document Number	0508000093
Book / Page	50800 / 93
Map Reference	MB SM 65FO 97
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 PAPER MILL RD, PHOENIX, MD 21131-1320

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 4, 2021
Property Address	2820 PAPER MILL RD, PHOENIX, MD 21131-1320
Document Number	0455530241
Book / Page	45553 / 241
Map Reference	MB 65 FO 97
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EMKAY TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0045553248
Date	Oct 4, 2021
Instrument	45553/248

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Margin	3
Max Rate	7.75%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 14, 2019
Property Address	2820 PAPER MILL RD, PHOENIX, MD 21131-1320
Document Number	0411420393
Book / Page	041142 / 000393
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 PAPER MILL RD PHOENIX MD 211311320, PHOENIX, MD 21131-1320

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,518.00 (+0.46%)	$1,027,900 (-) Land $258,500 Building $769,400	$1,027,900 (-) Land $258,500 Building $769,400
2024	$12,461.00 (+99.09%)
2023	$6,259.00	$1,027,900 Land $258,500 Building $769,400	$1,027,900 Land $258,500 Building $769,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1978–2011)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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