2820 Ocoee St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2820 Ocoee St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,440 sqft · built 2004
Lot Size	0.447 acres (19,500 sqft)
Owner	Individual on Record
Last Sale	$150,000 (Nov 2020)
Tax Bill	$907 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137P A 004.02`

Property Details

APN / Parcel Number

Primary APN	`137P A 004.02`
Alternative APN	`0000149284`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	150 ft deep x 130 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000149284
Old Parcel Number	137P A 00402
Street Address	2820 OCOEE ST
City	CHATTANOOGA
State	TN
Zip	37406-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 OLIVER C MOTEN SUB PB69 PG92
Legal Subdivision	OLIVER C MOTEN SUB
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1000
Census Tract	1200

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	2611 REVINGTON ST, CHATTANOOGA, TN 37406-2942
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	2020112000276
Deed Book / Page	12241 / 804
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 20, 2020
Property Address	2820 OCOEE ST, CHATTANOOGA, TN 37406-2927
Document Number	1120000276
Book / Page	012241 / 000804
Instrument Date	Nov 19, 2020
Instrument	201120000276
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 REVINGTON ST CHATTANOOGA TN 374062942, CHATTANOOGA, TN 37406-2942

Mortgage

Document Number	1120000277
Date	Nov 20, 2020
Book Page	012241/000807
Instrument	201120000277

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Nov 19, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+21.26%)	$59,850 (+78.79%)	$239,400 (+78.79%) Land $35,000 Building $204,400
2024	$748.00	$33,475 (-)	$133,900 (-) Land $10,500 Building $123,400
2023	$748.00	$33,475 (-)	$133,900 (-) Land $10,500 Building $123,400
2022	$748.00	$33,475	$133,900 Land $10,500 Building $123,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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