2820 Morgan Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2820 Morgan Dr, San Ramon, CA 94583 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,916 sqft · built 1983
Lot Size	0.162 acres (7,038 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jan 2021)
Tax Bill	$17,185 (2025)
Deeds & Mortgages	May 2019 Mortgage Oct 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-671-005-4`

Property Details

APN / Parcel Number

Primary APN	`209-671-005-4`
Alternative APN	`209-671-005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,073 sqft
2nd Floor Area	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,038 sqft (0.162 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2820 MORGAN DR
City	SAN RAMON
State	CA
Zip	94583-2485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05691 L0160 B
Legal Subdivision	SUBDIVISION 5591
Legal Tract	05691
Legal Lot Number	160
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	345115

Owner

Source: Contra Costa County records · APN 209-671-005-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 12, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Jan 14, 2021	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Deed Document Number	202112066
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	FIRST AMER TTL CO MORT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075205
Date	May 22, 2019
Instrument	2019-075205

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485

Mortgage

Document Number	0000234200
Date	Oct 12, 2020
Instrument	2020-234200

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 14, 2021
Property Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485
Document Number	0000012066
Map Reference	MB 243 PG 12
Instrument Date	Jan 11, 2021
Instrument	2021-012066
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2820 MORGAN DR, SAN RAMON, CA 94583-2485

Mortgage

Document Number	0000012067
Date	Jan 14, 2021
Instrument	2021-012067

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Mortgage

Document Number	0000012068
Date	Jan 14, 2021
Instrument	2021-012068

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,518,110 (+2%) Land $552,040 Building $966,070
2025	$17,185.00 (+3.7%)	$1,488,344 (+4.04%) Land $541,216 Building $947,128
2023	$16,572.00 (+0.75%)	$1,430,550 Land $520,200 Building $910,350
2022	$16,449.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133451152, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	About 1 in 207 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 372 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Unwired	Fixed Wireless	300 / 25
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Etheric Communications, LLC., T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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