Sumter County property record for 2820 McCrays Mill Rd, Sumter, SC 29154 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,128 sqft Living Area |
| Lot Size | 18,295 sqft (0.419 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $242,900 (2024) |
| Tax Bill | $1,660.00 (2025) |
| Primary APN | 207-08-01-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,128 sqft Living Area |
| 1st Floor | 2,128 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 18,295 sqft (0.419 acres) |
| Parking Spaces | 2 Parking Spaces |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Patio Area | 253 sqft Patio |
| Porch | Covered Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 30030 |
|---|---|
| Old Parcel Number | 207 08 01 009 |
| Street Address | 2820 MCCRAYS MILL RD |
| City | SUMTER |
| State | SC |
| Zip | 29154-6006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 530A PB04-20 0.42 AC |
| Legal Subdivision | TWIN LAKES SEC 07 |
| Legal Lot Number | 530A |
| Jurisdiction | SUMTER SC |
| Minor Civil Division | SUMTER |
| Census Blockgroup | 1 |
| Census Block | 1046 |
| Census Tract | 1703 |
Source: Sumter County records · APN 207-08-01-009
Assessment roll updated September 13, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit SAFE FCU |
| Oct 28, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 09, 2024 | Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SAFE FEDERAL CREDIT UNION |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| Jul 17, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2024 · Amount on Record |
| Deed Sale | Aug 09, 2024 · Amount on Record |
| Deed Doc Number | 0013301225 |
| Deed Book / Page | 1330 / 1225 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0012913732 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 1291/3732 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0012981948 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 1298/1948 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 22, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Document Number | 0013461971 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 1346/1971 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 09, 2024 |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Document Number | 0013301225 |
| Book / Page | 1330 / 1225 |
| Map Reference | MB 2004 PG 269 |
| Instrument Date | Aug 08, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $631.80 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Investor | Possibly a Property Investor |
| Document Number | 0013301228 |
|---|---|
| Date | Aug 09, 2024 |
| Instrument | 1330-1228 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012322305 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 1232/2305 |
| Name | SAFE FEDERAL CREDIT UNION |
|---|---|
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012395514 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 1239/5514 |
| Instrument | 1239-5514 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 MCCRAYS MILL RD, SUMTER, SC 29154-6006 |
| Document Number | 0012464613 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2820 MCCRAYS MILL RD SUMTER SC 291546006, SUMTER, SC 29154-6006 |
| Document Number | 0012464613 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 001246/004613 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Sumter County records · Assessment roll updated September 13, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,660.00 (+23.88%) | $9,770 (+23.2%) Land $760 Building $9,010 | $244,150 (+22.23%) Land $19,000 Building $225,150 |
| 2023 | $7,930 (-) Land $760 Building $7,170 | $199,740 (-) Land $19,000 Building $180,740 | |
| 2022 | $1,340.00 | $7,930 Land $760 Building $7,170 | $199,740 Land $19,000 Building $180,740 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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