Suffolk County and Southold Town property record for 2820 Main Rd, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Feb 2003) |
| Tax Bill | $8,606 (2024) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 125.-3-7.4 |
| Primary APN | 473889 125.-3-7.4 |
|---|---|
| Alternative APNs |
|
| Lot Area | 58,806 sqft |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 2820 MAIN RD |
| City | LAUREL |
| State | NY |
| Zip | 11948-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | BOOK 12235 PAGE 607 BILL 016013 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 170003 |
Source: Suffolk County and Southold Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 MAIN RD, LAUREL, NY 11948-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on Record |
| Deed Sale | Feb 14, 2003 · Amount on Record |
| Deed Book / Page | 12235 / 607 |
| Last Transfer Date | May 21, 2010 |
| Transfer Doc | 0126380230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2820 MAIN RD, LAUREL, NY 11948-1309 |
| Document Number | 0231220961 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2820 MAIN RD LAUREL NY 119481309, LAUREL, NY 11948-1309 |
| Document Number | 0231220961 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 023122/000961 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Address | MEDFORD, NY 11763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 2, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,500 (-) Land $1,600 Building $3,900 | $1,000,000 (+10,263.77%) Land $290,909 Building $709,091 | |
| 2024 | $8,606.00 | ||
| 2023 | $5,500 Land $1,600 Building $3,900 | $9,649 Land $2,807 Building $6,842 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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