2820 Lullwater Dr, Gainesville, GA 30506 Property Records

Hall County property record for 2820 Lullwater Dr, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,588 sqft · built 1984
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2020)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-072-004-022`

Property Details

APN / Parcel Number

Primary APN	`10-072-004-022`
Alternative APN	`28820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,588 sqft Heated Area
1st Floor Area	2,369 sqft
2nd Floor Area	219 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	99 ft deep x 179 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Patio Area	84 sqft
Utility Building	100 sqft
Pole Barn	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28820
Street Address	2820 LULLWATER DR
City	GAINESVILLE
State	GA
Zip	30506-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 21 JOHNSON CREEK S/D
Legal Subdivision	JOHNSON CREEK
Legal Lot Number	21
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	1
Census Block	1022
Census Tract	307

Owner

2820 Lullwater Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 LULLWATER DR, GAINESVILLE, GA 30506-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 10, 2020	Grant Deed, Transfer · FHA Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20209999
Deed Book / Page	8669 / 43
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HALL GA
Recording Date	Dec 10, 2020
Property Address	2820 LULLWATER DR, GAINESVILLE, GA 30506-1137
Document Number	0086690060
Book / Page	008669 / 000060
Instrument Date	Dec 8, 2020
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 LULLWATER DR GAINESVILLE GA 305061137, GAINESVILLE, GA 30506-1137

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Dec 10, 2020
Property Address	2820 LULLWATER DR, GAINESVILLE, GA 30506-1137
Document Number	0086690043
Book / Page	008669 / 000043
Instrument Date	Dec 8, 2020
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 LULLWATER DR GAINESVILLE GA 305061137, GAINESVILLE, GA 30506-1137

Mortgage

Document Number	86690046
Date	Dec 10, 2020
Book Page	008669/000046

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2820 Lullwater Dr was $2,316 with a homeowner's exemption, up 3.8% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+3.81%) Homeowner's exemption	$139,640 (+23.99%) Land $6,000 Building $133,640	$349,100 (+23.99%) Land $15,000 Building $334,100
2025	$2,231.00 Homeowner's exemption	$112,624 Land $6,000 Building $106,624	$281,560 Land $15,000 Building $266,560
2023	$2,381.00 (+18.05%) Homeowner's exemption	$91,600 (+23.44%) Land $6,000 Building $85,600	$229,000 (+23.44%) Land $15,000 Building $214,000
2022	$2,017.00 Homeowner's exemption	$74,204 Land $6,000 Building $68,204	$185,510 Land $15,000 Building $170,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Lullwater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Lullwater Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Point Broadband.

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