State of Hawaii and Maui County property record for 2820 Lower Kula Rd, Kula, HI 96790
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,072 sqft · built 1987 |
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | Company Name on File |
| Last Sale | $787,000 (Jun 2013) |
| Tax Bill | $2,192 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage + 1 more |
| APN | 2-2-3-062-016 |
| Primary APN | 2-2-3-062-016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,392 sqft (0.537 acres) |
| Porch | Balcony/Patio |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 205 sqft |
| Patio Area | 423 sqft |
| Balcony | Balcony |
| Cooling System | HVAC |
|---|
| Street Address | 2820 LOWER KULA RD |
|---|---|
| City | KULA |
| State | HI |
| Zip | 96790-8724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGR |
| Legal Description | LOT 9 PULEHUNUI SUBD FP 1657 0.537 AC |
| Legal Subdivision | PULEHUNUI SUBD |
| Legal Lot Number | 9 |
| Jurisdiction | MAUI HI |
| Township / Civil Division | KULA |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30304 |
2820 Lower Kula Rd is owned by a company that bought it in June 2013 and is owner-occupied.
Source: State of Hawaii and Maui County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1135 MAKAWAO AVE, MAKAWAO, HI 96768-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HAWAIIAN BANK |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Jul 19, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2013 · Amount on File |
| Deed Sale | Jun 28, 2013 · Amount on File |
| Prior Sale | Aug 13, 2008 · Amount on File |
| Deed Document Number | 201349270445 |
| Prior Transfer Date | May 29, 2008 |
| Prior Transfer Doc | 0000106209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 2820 LOWER KULA RD, KULA, HI 96790-8724 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2023 |
| Title Company | NOT AVAILABLE, TG |
| Name | Verified Name |
|---|
| Document Number | 0A79410062 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | A-79410062 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAUI HI |
| Property Address | 2820 LOWER KULA RD, KULA, HI 96790-8724 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0A73820053 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | A-73820053 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MAUI HI |
| Recording Date | Jul 19, 2018 |
| Property Address | 2820 LOWER KULA RD, KULA, HI 96790-8724 |
| Document Number | 0A67740838 |
| Instrument Date | Jun 28, 2018 |
| Instrument | A67740838 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1135 MAKAWAO AVE #103 MAKAWAO HI 967687402, 103, MAKAWAO, HI 96768-7402 |
The 2026 property tax bill for 2820 Lower Kula Rd was $2,192 with a homeowner's exemption, down 11.8% from the year before.
Source: State of Hawaii and Maui County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Maui County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,192.00 (-11.83%) Homeowner's exemption | $1,629,000 Land $824,800 Building $804,200 | $1,629,000 Land $824,800 Building $804,200 |
| 2025 | $2,486.00 | ||
| 2023 | $1,848.00 (+3.94%) Homeowner's exemption | $1,272,800 (+16.87%) Land $527,300 Building $745,500 | $1,272,800 (+16.87%) Land $527,300 Building $745,500 |
| 2022 | $1,778.00 Homeowner's exemption | $1,089,100 Land $412,600 Building $676,500 | $1,089,100 Land $412,600 Building $676,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2820 Lower Kula Rd; there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Lower Kula Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 66% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER KULA serves 3,522 people · EPA ID HI0000247 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 4 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
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