Sumter County property record for 2820 Loretto Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,467 sqft · built 1977 |
| Lot Size | 1.6 acres (69,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Sep 2020) |
| Tax Bill | $2,950 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 204-08-01-003 |
| Primary APN | 204-08-01-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,467 sqft Living Area |
| Gross Area | 5,512 sqft |
| 1st Floor Area | 2,978 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 69,678 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Shed | 1 Shed |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25570 |
|---|---|
| Street Address | 2820 LORETTO DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | LOT 3 & 1/2 LOT 4 Z35-327 225 FT |
| Legal Subdivision | DEERFIELD WEST |
| Legal Lot Number | 3,1,4 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1701 |
2820 Loretto Dr is owned and occupied by an individual who bought it in September 2020.
Source: Sumter County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Grant Deed, Transfer GATEWAY MTG GRP |
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARENDON |
| Jul 17, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Aug 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 · Amount on File |
| Deed Sale | Sep 15, 2020 · Amount on File |
| Prior Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 202012731777 |
| Deed Book / Page | 1273 / 1777 |
| Prior Transfer Date | Jul 17, 2019 |
| Prior Transfer Doc | 0012591134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Sep 2, 2020 |
| Property Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Document Number | 0012731777 |
| Book / Page | 001273 / 001777 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 LORETTO DR SUMTER SC 291502208, SUMTER, SC 29150-2208 |
| Document Number | 12731790 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 001273/001790 |
| Name | GATEWAY MTG GRP |
|---|---|
| Address | JENKS, OK 74037 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Document Number | 0012703748 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2820 LORETTO DR OSWEGO SC 291502208, OSWEGO, SC 29150-2208 |
| Document Number | 0012703748 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 001270/003748 |
| Name | BANK OF CLARENDON |
|---|---|
| Type | Bank |
| Address | MANNING, SC 29102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2025 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 17, 2019 |
| Property Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Document Number | 0012573904 |
| Book / Page | 001257 / 003904 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2708 SUMTER SC 291512708, SUMTER, SC 29151-2708 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 27, 2019 |
| Property Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Document Number | 0012591134 |
| Book / Page | 001259 / 001134 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2708 SUMTER SC 291512708, SUMTER, SC 29151-2708 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Dec 17, 2018 |
| Property Address | 2820 LORETTO DR, SUMTER, SC 29150-2208 |
| Document Number | 0012510094 |
| Book / Page | 001251 / 000094 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | PO BOX 2708 SUMTER SC 291512708, SUMTER, SC 29151-2708 |
The 2025 property tax bill for 2820 Loretto Dr was $2,950.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,950.00 | $17,740 Land $3,760 Building $13,980 | $443,303 Land $94,070 Building $349,233 |
| 2023 | $2,923.00 (+0.55%) | $17,730 (-) Land $3,760 Building $13,970 | $443,298 (-) Land $94,065 Building $349,233 |
| 2022 | $2,907.00 | $17,730 Land $3,760 Building $13,970 | $443,298 Land $94,065 Building $349,233 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2820 Loretto Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 12 (2015–2020) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Loretto Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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