2820 Lambert Trl, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2820 Lambert Trl, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 1965
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$2,378,000 (Mar 2020)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Mar 2020 Second Mortgage Mar 2020 Sale & Mortgage + 2 more
APN	`0252006000480`

Property Details

APN / Parcel Number

Primary APN	`0252006000480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,300 sqft
Attic	Attic
Attic Area	616 sqft
Flooring	Wood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	616 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2820 LAMBERT TRL
City	CHESAPEAKE
State	VA
Zip	23323-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	48 & 20 FT 49 WOODLAND TRAILS
Legal Subdivision	WOODLAND TRAILS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1010
Census Tract	21407

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OVM FINANCIAL INC
Mar 17, 2020	Warranty Deed, Transfer · Conventional Mortgage OVM FINANCIAL INC
Dec 31, 2019	Warranty Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Dec 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	20208392
Deed Book / Page	10125 / 1220
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	09972/1748
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ROCKET TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10125/1237
Date	Mar 17, 2020
Book Page	10125/1237
Instrument	200008394

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 17, 2020
Property Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	10125/1220
Book / Page	10125 / 1220
Instrument Date	Mar 16, 2020
Instrument	200008392
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ROCK TITLE INC, ROCKET TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302

Mortgage

Document Number	200008393
Date	Mar 17, 2020
Instrument	200008393

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 31, 2019
Property Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	10097/130
Book / Page	10097 / 130
Instrument Date	Dec 16, 2019
Instrument	190036483
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 NEWMARKET DR, VIRGINIA BEACH, VA 23464-5708
Investor	Possibly a Property Investor

Mortgage

Document Number	190036484
Date	Dec 31, 2019
Instrument	190036484

Lender

Name	LENDINGHOME FUNDING CORP

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 6, 2018
Property Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302
Document Number	9972/1748
Book / Page	9972 / 1748
Instrument Date	Nov 30, 2018
Instrument	180031808
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 LAMBERT TRL, CHESAPEAKE, VA 23323-2302

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,800 (+11.19%) Land $135,000 Building $209,800	$344,800 (+11.19%) Land $135,000 Building $209,800
2025	$3,132.00 (+2.55%)	$310,100 (+3.19%) Land $120,000 Building $190,100	$310,100 (+3.19%) Land $120,000 Building $190,100
2024	$3,054.00 (+50.52%)
2023		$300,500 (+10.15%) Land $100,000 Building $200,500	$300,500 (+10.15%) Land $100,000 Building $200,500
2022		$272,800 Land $80,000 Building $192,800	$272,800 Land $80,000 Building $192,800
2019	$2,029.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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