2820 Hilltop Loop, #LO, Apopka, FL 32712 Property Records

Orange County property record for 2820 Hilltop Loop, #LO, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,204 sqft · built 2020
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$337,200 (Jan 2021)
Tax Bill	$4,782 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-20-28-8891-01-060`

Property Details

APN / Parcel Number

Primary APN	`29-20-28-8891-01-060`
Alternative APNs	`282029889101060` `176789` `180110` `183773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	2,204 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2820 HILLTOP LOOP, LO
City	APOPKA
State	FL
Zip	32712-4853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VISTA RESERVE PHASE 2 101/119 LOT 106
Legal Range	28E
Legal Township	20S
Legal Section	29
Legal Subdivision	VISTA RESERVE PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	106
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2000
Census Tract	17811

Owner

2820 Hilltop Loop, #LO is owned by two individuals who bought it in January 2021.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 HILLTOP LOOP, APOPKA, FL 32712-4853
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on File
Deed Sale	Jan 6, 2021 · Amount on File
Deed Document Number	20218505
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 6, 2021
Property Address	2820 HILLTOP LOOP, APOPKA, FL 32712-4853
Document Number	0000008505
Map Reference	MB 101 PG 119-121
Instrument Date	Dec 17, 2020
Instrument	20210008505
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,360.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 HILLTOP LOOP, APOPKA, FL 32712-4853

Mortgage

Document Number	0000008506
Date	Jan 6, 2021
Instrument	20210008506

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Hilltop Loop, #LO was $4,782, up 1.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,726 (+2.7%)	$427,690 (-1.2%) Land $65,000 Building $362,690
2025	$4,782.00 (+1.77%) Homeowner's exemption	$336,637	$432,890 Land $65,000 Building $367,890
2024	$4,699.00 (+6.94%)
2023	$4,394.00 (+3.85%) Homeowner's exemption	$317,621 (+3%)	$384,266 (+15.47%) Land $60,000 Building $324,266
2022	$4,231.00 Homeowner's exemption	$308,370	$332,772 Land $60,000 Building $272,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Hilltop Loop, #LO in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Hilltop Loop, #LO is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20