2820 Hemlock Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 2820 Hemlock Ave, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,053 sqft · built 1997
Lot Size	0.078 acres (3,388 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Jan 2005)
Tax Bill	$14,097 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`277-43-019`

Property Details

APN / Parcel Number

Primary APN	`277-43-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,053 sqft Living Area
1st Floor Area	1,026 sqft
2nd Floor Area	1,027 sqft
Family Room	Family Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,388 sqft (0.078 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2820 HEMLOCK AVE
City	SAN JOSE
State	CA
Zip	95128-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8907 BOOK 684 PAGE 28 PAGE 31 LOT 19
Legal Subdivision	TRACT NO 8907
Legal Tract	8907
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4008
Census Tract	506401

Owner

2820 Hemlock Ave is owned and occupied by two individuals who acquired it in January 2022.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 18, 2022	Intrafamily Transfer, Transfer
Mar 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2005 · Amount on File
Deed Sale	Jan 13, 2005 · Amount on File
Prior Sale	Oct 24, 1997 · Amount on File
Deed Document Number	200518186982
Last Transfer Date	Jan 25, 2022
Transfer Doc	0025263046
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132

Mortgage

Document Number	0025368763
Date	Sep 6, 2022
Instrument	25368763

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 18, 2022
Property Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132
Document Number	0025263046
Map Reference	MB 684 PG 28-31
Instrument Date	Jan 25, 2022
Instrument	25263046
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 19, 2021
Property Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132
Document Number	0024882857
Map Reference	MB 684 PG 28-31
Instrument Date	Mar 12, 2021
Instrument	24882857
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132

Mortgage

Document Number	0024882858
Date	Mar 19, 2021
Instrument	24882858

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2820 HEMLOCK AVE, SAN JOSE, CA 95128-5132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024496522
Date	Jun 4, 2020
Instrument	24496522

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Hemlock Ave was $14,097 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,052,110 (+2%) Land $497,618 Building $554,492
2025	$14,097.00 Homeowner's exemption	$1,031,481 Land $487,861 Building $543,620
2023	$13,379.00 (+0.77%) Homeowner's exemption	$991,429 Land $468,918 Building $522,511
2022	$13,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2820 Hemlock Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2820 Hemlock Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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