Harris County property record for 2820 Grace Ln, Highlands, TX 77562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,012 sqft · built 1998 |
| Lot Size | 8.34 acres (363,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,800 (Oct 2007) |
| Tax Bill | $3,108 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-040-001-0235 |
| Primary APN | 041-040-001-0235 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,012 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 363,290 sqft (8.34 acres) |
| View / Lot | Highway |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 460 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0410400010235 |
|---|---|
| Street Address | 2820 GRACE LN |
| City | HIGHLANDS |
| State | TX |
| Zip | 77562-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 22W-4 ABST 84 R WHITE |
| Legal Subdivision | ABST 84 R WHITE |
| Legal Tract | 22W-4 |
| Legal Block | 2 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHEAST HARRIS |
| Census Block Group | 2 |
| Census Block | 2049 |
| Census Tract | 252800 |
Source: Harris County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2820 GRACE LN, HIGHLANDS, TX 77562-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ENCOMPASS LENDING GROUP LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2007 · Amount on Record |
| Deed Sale | Oct 30, 2007 · Amount on Record |
| Deed Document Number | 2007651916 |
| Deed Book / Page | 5138 / 710 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 20070651916 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 30, 2026 |
| Property Address | 2820 GRACE LN, HIGHLANDS, TX 77562-2123 |
| Document Number | 0000260321 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026260321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 2820 GRACE LN, HIGHLANDS, TX 77562-2123 |
| Document Number | 0000260321, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 2026260321 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2820 GRACE LN, HIGHLANDS, TX 77562-2123 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021244740 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021-244740 |
| Name | ENCOMPASS LENDING GROUP LP |
|---|---|
| Type | Mortgage Company |
| Address | KATY, TX 77494 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Crosby Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,108.00 (+418.86%) Homeowner's exemption | $481,500 (-) Land $153,941 Building $327,559 | $481,500 (-) Land $153,941 Building $327,559 |
| 2024 | $599.00 (-23.6%) | ||
| 2023 | $481,500 Land $153,941 Building $327,559 | $481,500 Land $153,941 Building $327,559 | |
| 2022 | $784.00 (-4.39%) | ||
| 2020 | $820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 187 (1979–2019) |
| Claims Outside the SFHA | 164 of 187 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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