2820 Glasgow Dr, Ceres, CA 95307 Property Records

Stanislaus County property record for 2820 Glasgow Dr, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 1989
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (May 2026)
Tax Bill	$4,396 (2026)
Deeds & Mortgages	Sep 2021 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-092-024-000`

Property Details

APN / Parcel Number

Primary APN	`040-092-024-000`
Alternative APNs	`0409224000` `0409224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,915 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 GLASGOW DR
City	CERES
State	CA
Zip	95307-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP E6 63
Legal Subdivision	HARVEST GLEN
Legal Block	1
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1001
Census Tract	2605

Owner

2820 Glasgow Dr is owned and occupied by an individual who bought it in May 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2820 GLASGOW DR, CERES, CA 95307-2019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 5, 2026	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE
Nov 2, 2020	Intrafamily Transfer, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Jun 26, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Nov 2, 2020
Deed Document Number	202624871
Prior Transfer Date	Oct 19, 2020
Prior Transfer Doc	0000085545
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2820 GLASGOW DR, CERES, CA 95307-2019
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 GLASGOW DR, CERES, CA 95307-2019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000090278
Date	Sep 22, 2021
Instrument	2021-0090278

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 5, 2026
Property Address	2820 GLASGOW DR, CERES, CA 95307-2019
Document Number	0000024871
Instrument Date	Apr 29, 2026
Instrument	202624871
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2820 GLASGOW DR, CERES, CA 95307-2019

Mortgage

Document Number	0000024872,
Date	May 5, 2026
Instrument	202624872

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 2, 2020
Property Address	2820 GLASGOW DR, CERES, CA 95307-2019
Document Number	0000085545
Map Reference	VOL 33 PG 35
Instrument Date	Oct 19, 2020
Instrument	2020-0085545
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2820 GLASGOW DR, 2820, CERES, CA 95307-2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2820 GLASGOW DR, CERES, CA 95307-2019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085546
Date	Nov 2, 2020
Instrument	2020-0085546

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2820 GLASGOW DR, CERES, CA 95307-2019
Document Number	0000066106
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2820 GLASGOW DR CERES CA 953072019, CERES, CA 95307-2019

Mortgage

Document Number	0000066106
Date	Sep 26, 2019
Instrument	66106

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 26, 2018
Property Address	2820 GLASGOW DR, CERES, CA 95307-2019
Document Number	0000043485
Instrument Date	Jun 8, 2018
Instrument	43485
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$366.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 GLASGOW DR CERES CA 953072019, CERES, CA 95307-2019

Mortgage

Document Number	43486
Date	Jun 26, 2018
Instrument	43486

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2820 Glasgow Dr was $4,396, up % from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,396.00 (+0.02%)	$386,780 (+2%) Land $127,661 Building $259,119
2025	$4,395.00 Homeowner's exemption	$379,197 Land $125,158 Building $254,039
2023	$4,006.00 (+0.91%) Homeowner's exemption	$364,474 Land $120,299 Building $244,175
2022	$3,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2820 Glasgow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2820 Glasgow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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