2820 Fort Ave, Waco, TX 76707 Property Records

McLennan County property record for 2820 Fort Ave, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,845 sqft · built 1930
Lot Size	0.246 acres (10,717 sqft)
Owner	2 Company Names on File
Last Sale	$324,520 (Aug 2022)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`48-043800-045400-5`

Property Details

APN / Parcel Number

Primary APN	`48-043800-045400-5`
Alternative APNs	`4804380004540050111` `196653`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,845 sqft
Basement Area	150 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1978
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	10,717 sqft (0.246 acres)
Lot Dimensions	165 ft deep x 5 ft wide
Garage Type	Carport
Garage Area	244 sqft
Carport	Carport
Carport Area	244 sqft
Driveway	Concrete Driveway
Driveway Area	450 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Patio Area	604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2820 FORT AVE
City	WACO
State	TX
Zip	76707-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WEST END LOT 5A 5B 6A BLOCK RR ACRES 0.246
Legal Subdivision	WEST END
Legal Block	RR
Legal Lot Number	5A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1021
Census Tract	800

Owner

2820 Fort Ave is owned by a company that bought it in August 2022.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3225 MCLEOD DR, LAS VEGAS, NV 89121-2257
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Mar 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202233627
Prior Transfer Date	Oct 6, 2021
Prior Transfer Doc	0000042522
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 18, 2022
Property Address	2820 FORT AVE, WACO, TX 76707-3352
Document Number	0000033627
Instrument Date	Aug 16, 2022
Instrument	2022033627
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 3225, LAS VEGAS, NV 89121-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257

Mortgage

Document Number	0000033628
Date	Aug 18, 2022
Instrument	2022033628

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2020
Property Address	2820 FORT AVE, WACO, TX 76707-3352
Document Number	0000007937
Instrument Date	Mar 2, 2020
Instrument	7937
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 BUTTERCUP ST LAKE JACKSON TX 775664726, LAKE JACKSON, TX 77566-4726

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Fort Ave was $5,351, down 0.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,000 (-7.14%) Land $31,188 Building $189,812	$221,000 (-7.14%) Land $31,188 Building $189,812
2025	$5,351.00 (-0.32%)	$238,000 Land $28,300 Building $209,700	$238,000 Land $28,300 Building $209,700
2024	$5,368.00
2023		$218,470 Land $28,300 Building $190,170	$218,470 Land $28,300 Building $190,170
2022	$4,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Fort Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2820 Fort Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

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