2820 E Spruce Mountain Rd, Prescott, AZ 86303 Property Records

Yavapai County property record for 2820 E Spruce Mountain Rd, Prescott, AZ 86303

Property Summary

Property Type	Single Family Home
Details	4,162 sqft · built 2001
Lot Size	4.02 acres (175,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2020)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Sale
Flood Zone	Zone D (undetermined)
APN	`104-14-047A`

Property Details

APN / Parcel Number

Primary APN	`104-14-047A`
Alternative APN	`10414047A7`

Interior

Stories	1 Story
Building Area	4,162 sqft Living Area
Gross Area	4,890 sqft
1st Floor Area	4,162 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	175,111 sqft (4.02 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	10414047A7
Street Address	2820 E SPRUCE MOUNTAIN RD
City	PRESCOTT
State	AZ
Zip	86303-8263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HASSAYAMPA DIST: AN IRREG SHAPED PCL THE NE COR BEING COR #2 OF T HE PRINCE ALBERT #5 CONT 4.02 AC
Legal Range	02W
Legal Township	13
Legal Section	25
Legal Subdivision	HASSAYAMPA DIST
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	2
Census Block	2000
Census Tract	701

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 E SPRUCE MOUNTAIN RD, PRESCOTT, AZ 86303-8263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 25, 2020	Warranty Deed, Transfer DRIGGS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Nov 29, 1995
Deed Document Number	202056769
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2820 E SPRUCE MOUNTAIN RD, PRESCOTT, AZ 86303-8263
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E SPRUCE MOUNTAIN RD, PRESCOTT, AZ 86303-8263

Mortgage

Document Number	0000022379
Date	Apr 11, 2022
Instrument	2022-0022379

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 25, 2020
Property Address	2820 E SPRUCE MOUNTAIN RD, PRESCOTT, AZ 86303-8263
Document Number	0000056769
Instrument Date	Sep 17, 2020
Instrument	56769
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	DRIGGS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1503 N ORLANDO MESA AZ 852054070, MESA, AZ 85205-4070

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$103,011 (+5.49%)	$1,030,107 (+5.49%) Land $178,768 Building $851,339
2025	$4,538.00 (+10.39%)	$97,651 Land $13,209 Building $84,442	$976,519 Land $132,094 Building $844,425
2022	$4,111.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 97.3% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bolt Internet Fixed Wireless	50 / 10
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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