2820 E Ocean View Ave, Norfolk, VA 23518 Property Records

Norfolk City property record for 2820 E Ocean View Ave, Norfolk, VA 23518

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,204 sqft · built 2005
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$37,500 (Apr 2010)
Tax Bill$14,618 (2026)
Deeds & MortgagesMay 2018 Mortgage
Feb 2021 Refinance
+ 1 more
APN15454105

Property Details

APN / Parcel Number

Primary APN15454105

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,204 sqft Living Area
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,501 sqft (0.172 acres)
Lot Depth150 ft Depth
Garage TypeAttached
Garage Area635 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2820 E OCEAN VIEW AVE
CityNORFOLK
StateVA
Zip23518-1216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12
Legal DescriptionLOT 20 & 21 BLK 5 E.O. VIEW # 1
Legal SubdivisionEAST OCEAN VIEW PLAT #1
Legal Block5
Legal Lot Number20-21
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group2
Census Block2000
Census Tract6501

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2820 E OCEAN VIEW AVE, NORFOLK, VA 23518-1216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2010 · Amount on Record
Deed SaleApr 14, 2010 · Amount on Record
Deed Document Number20107428
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address2820 E OCEAN VIEW AVE, NORFOLK, VA 23518-1216
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyHOME TITLE/VIRGINIA LLC, HOME TITLE OF VIRGINIA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180009303
DateMay 9, 2018
Instrument180009303
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate TypeFixed Rate
Rate4.5%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address2820 E OCEAN VIEW AVE, NORFOLK, VA 23518-1216
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003339
DateFeb 2, 2021
Instrument210003339
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address2820 E OCEAN VIEW AVE, NORFOLK, VA 23518-1216
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyJDM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200013832
DateJun 22, 2020
Instrument200013832
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate3.38%

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,618.00 (-2.97%)$1,169,500 (-4.52%) Land $403,700 Building $765,800$1,169,500 (-4.52%) Land $403,700 Building $765,800
2025$15,066.00 (+1.41%)$1,224,900 (+3.06%) Land $512,000 Building $712,900$1,224,900 (+3.06%) Land $512,000 Building $712,900
2023$14,856.00$1,188,500 Land $512,000 Building $676,500$1,188,500 Land $512,000 Building $676,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies209 units insured
incl. 68 condo units
Nearby Flood Claims161 (1978–2022)
Claims Outside the SFHA1 of 161
Most Recent ClaimJan 2022 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 52 claims
  • Hurricane Isabel, Sep 2003 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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