2820 E Charlotte Dr, Phoenix, AZ 85024 Property Records

Maricopa County property record for 2820 E Charlotte Dr, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,439 sqft · built 2007
Lot Size	0.287 acres (12,545 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Aug 2019)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`212-42-565`

Property Details

APN / Parcel Number

Primary APN	`212-42-565`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,439 sqft Living Area
1st Floor Area	1,359 sqft
2nd Floor Area	1,080 sqft

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	12,545 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces
Patio Area	34 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2820 E CHARLOTTE DR
City	PHOENIX
State	AZ
Zip	85024-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	DESERT PEAK UNIT 3 MCR 849-12
Legal Range	03E
Legal Township	04N
Legal Section	11
Legal Quarter	NE
Legal Subdivision	DESERT PEAK UNIT 3
Legal Lot Number	28
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1010
Census Tract	612402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 4, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 12, 2019	Warranty Deed, Transfer NOT AVAILABLE
Jul 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2019 · Amount on Record
Deed Sale	Aug 12, 2019 · Amount on Record
Prior Sale	Jul 16, 2018
Deed Document Number	20190617596
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214

Mortgage

Document Number	0000392556
Date	Apr 8, 2021
Instrument	20210392556

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214

Mortgage

Document Number	0000137093
Date	Feb 15, 2022
Instrument	20220137093

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214

Mortgage

Document Number	0000207446
Date	Apr 24, 2023
Instrument	20230207446

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214

Mortgage

Document Number	0000588815
Date	Nov 4, 2024
Instrument	20240588815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2044

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2019
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Document Number	0000617596
Instrument Date	Jul 17, 2019
Instrument	617596
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 E CHARLOTTE DR PHOENIX AZ 850246214, PHOENIX, AZ 85024-6214

Mortgage

Document Number	617597
Date	Aug 12, 2019
Instrument	617597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2019
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Document Number	0000007596
Instrument Date	May 1, 2019
Instrument	7596
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 E CHARLOTTE DR PHOENIX AZ 850246214, PHOENIX, AZ 85024-6214

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 16, 2018
Property Address	2820 E CHARLOTTE DR, PHOENIX, AZ 85024-6214
Document Number	0000537815
Instrument Date	Jul 11, 2018
Instrument	537815
Transaction Type	Transfer
Record Updated	Jul 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2820 E CHARLOTTE DR PHOENIX AZ 850246214, PHOENIX, AZ 85024-6214

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,430 (+0.59%)	$594,300 (+0.59%) Land $118,800 Building $475,500
2025	$2,780.00 (+5.02%)
2024		$59,080	$590,800 Land $118,100 Building $472,700
2023	$2,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 42% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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