2820 E Arbor Ln, Ontario, CA 91762 Property Records

San Bernardino County property record for 2820 E Arbor Ln, Ontario, CA 91762

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 3.5 ba · 2,890 sqft · built 2015
Lot Size	0.108 acres (4,693 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,500 (Jun 2015)
Tax Bill	$10,789 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`1073-081-02-0000`

Property Details

APN / Parcel Number

Primary APN	`1073-081-02-0000`
Alternative APN	`0218-092-02-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,519 sqft
1st Floor Area	1,229 sqft
2nd Floor Area	1,661 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,693 sqft (0.108 acres)
Garage Type	Attached
Garage Area	629 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	211 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2820 E ARBOR LN
City	ONTARIO
State	CA
Zip	91762-7218
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18076 LOT 2 BOOK 339 PAGE 57
Legal Subdivision	TRACT NO 18076
Legal Tract	18076
Legal Block	1
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1028
Census Tract	1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 E ARBOR LN, ONTARIO, CA 91762-7218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Deed Document Number	2015250391
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2820 ARBOR LN, ONTARIO, CA 91762-7218
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341023
Date	Aug 22, 2017
Instrument	2017-0341023

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 22, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2820 ARBOR LN, ONTARIO, CA 91762-7218
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ARBOR LN, ONTARIO, CA 91762-7218

Mortgage

Document Number	0000500695
Date	Dec 10, 2020
Instrument	2020-0500695

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,144 (+2%) Land $239,047 Building $395,097
2025	$10,789.00 (+4.96%) Homeowner's exemption	$621,710 (+4.04%) Land $234,360 Building $387,350
2023	$10,279.00 (+0.89%) Homeowner's exemption	$597,569 Land $225,260 Building $372,309
2022	$10,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Inyo Networks.

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