2820 Dunleigh Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 2820 Dunleigh Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,385 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$1,039,171 (Sep 2025)
Tax Bill	$11,451 (2025)
Deeds & Mortgages	Feb 2026 Transfer Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-128202`

Property Details

APN / Parcel Number

Primary APN	`03-128202`
Alternative APNs	`3128202` `128202`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,385 sqft Total Area
Basement Area	2,351 sqft
Finished Basement	2,351 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Built-in
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	128202
Street Address	2820 DUNLEIGH DR
City	DUNKIRK
State	MD
Zip	20754-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 13 PLAT 3 DUNLEIGH
Legal Subdivision	DUNLEIGH SUBDIVISION
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1005
Census Tract	860103

Owner

Source: Calvert County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer
Sep 29, 2025	Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 29, 2025	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Apr 18, 1996 · Amount on Record
Deed Book / Page	6790 / 390
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0067900379
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Feb 9, 2026
Property Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301
Document Number	0068520073
Book / Page	6852 / 73
Map Reference	MB 2 PL 240
Instrument Date	Feb 9, 2026
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 29, 2025
Property Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301
Document Number	0067900390
Book / Page	6790 / 390
Map Reference	MB 2 PL 240
Instrument Date	Sep 26, 2025
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,195.86
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301

Mortgage

Document Number	0006790395
Date	Sep 29, 2025
Instrument	6790/395

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 29, 2025
Property Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301
Document Number	0067900379
Book / Page	6790 / 379
Map Reference	MB ABE 2 FO 240
Instrument Date	Aug 27, 2025
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2820 DUNLEIGH DR, DUNKIRK, MD 20754-2301

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,451.00 (+19.23%)	$1,040,700 (+12.59%) Land $235,000 Building $805,700	$1,040,700 (-) Land $235,000 Building $805,700
2023	$9,604.00	$924,367	$1,040,700 Land $235,000 Building $805,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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