2820 Douglas Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 2820 Douglas Rd, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,739 sqft · built 1976
Lot Size	7.9 acres (344,124 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Mar 2024)
Tax Bill	$5,494 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55779`

Property Details

APN / Parcel Number

Primary APN	`55779`
Alternative APNs	`390125 119318 0000` `88401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,739 sqft Living Area
1st Floor Area	1,649 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	344,124 sqft (7.9 acres)
Garage Type	Attached
Garage Area	1,302 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Deck Area	400 sqft
Storage Building	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	55779
Street Address	2820 DOUGLAS RD
City	FERNDALE
State	WA
Zip	98248-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	THAT PTN OF SW NW DAF-BEG 231.7 FT S OF NE COR-TH W 365.3 FT-TH S 1072.27 FT-TH E 365.3 FT-TH N 1073.2 FT TO BEG-LESS RDS-EXC
Legal Range	01
Legal Township	39
Legal Section	25
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2017
Census Tract	10503

Owner

2820 Douglas Rd is owned and occupied by an individual who bought it in March 2024.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2820 DOUGLAS RD, FERNDALE, WA 98248-8908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Sep 25, 2020	Deed of Trust, Mortgage · VA Mortgage UMPQUA BK
May 17, 2017	Deed of Trust, Mortgage · VA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Apr 27, 2001 · Amount on File
Deed Document Number	2024-0301073
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 18, 2024
Property Address	2820 DOUGLAS RD, FERNDALE, WA 98248-8908
Document Number	0000301073
Instrument Date	Mar 15, 2024
Instrument	2024-0301073
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,567.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 DOUGLAS RD, FERNDALE, WA 98248-8908

Mortgage

Document Number	0000301074
Date	Mar 18, 2024
Instrument	2024-0301074

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2820 DOUGLAS RD, FERNDALE, WA 98248-8908
Document Number	2200905681
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 DOUGLAS RD FERNDALE WA 982488908, FERNDALE, WA 98248-8908

Mortgage

Document Number	2200905681
Date	Sep 30, 2020
Instrument	905681

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2820 DOUGLAS RD, FERNDALE, WA 98248-8908
Document Number	2170502844
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 DOUGLAS RD FERNDALE WA 982488908, FERNDALE, WA 98248-8908

Mortgage

Document Number	2170502844
Date	May 24, 2017
Instrument	502844

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Douglas Rd was $5,494.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,494.00	$705,461 Land $369,454 Building $336,007	$705,461 Land $369,454 Building $336,007
2022		$611,666 Land $338,526 Building $273,140	$611,666 Land $338,526 Building $273,140
2021	$4,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Douglas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Douglas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 19,305 people · EPA ID WA5324850
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Douglas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures