2820 Crystal Falls Dr, Garland, TX 75044 Property Records

Dallas County property record for 2820 Crystal Falls Dr, Garland, TX 75044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,321 sqft · built 2002
Lot Size	0.164 acres (7,125 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (Apr 2003)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-12655-001-022-0000`

Property Details

APN / Parcel Number

Primary APN	`26-12655-001-022-0000`
Alternative APN	`261265500102200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,321 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,125 sqft (0.164 acres)
Lot Dimensions	98 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	261265500102200
Street Address	2820 CRYSTAL FALLS DR
City	GARLAND
State	TX
Zip	75044-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z239
Legal Description	CRYSTAL FALLS BLK 1 LT 22 VOL2003064/4998 DD03282003 CO-DC 1265500102200 32612655001
Legal Subdivision	CRYSTAL FALLS
Legal Tract	12655
Legal Block	1
Legal Lot Number	22
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2021
Census Tract	19031

Owner

2820 Crystal Falls Dr is owned and occupied by two individuals who bought it in April 2003.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 CRYSTAL FALLS DR, GARLAND, TX 75044-2858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2003 · Amount on File
Deed Sale	Apr 3, 2003 · Amount on File
Prior Sale	Oct 10, 2002 · Amount on File
Deed Book / Page	2003064 / 4998
Prior Transfer Date	Mar 28, 2003
Prior Transfer Doc	2003004998
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2820 CRYSTAL FALLS DR, GARLAND, TX 75044-2858
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000244510
Date	Sep 9, 2020
Instrument	202000244510

Lender

Name	TEXANS CU
Type	Credit Union
Address	RICHARDSON, TX 75085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Crystal Falls Dr was $3,758 with exemptions applied, down 44.3% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,930 (-) Land $117,000 Building $392,930	$509,930 (-) Land $117,000 Building $392,930
2025	$3,758.00 (-44.33%) Homeowner's exemption Senior Citizen's exemption	$509,930 Land $117,000 Building $392,930	$509,930 Land $117,000 Building $392,930
2024	$6,750.00 (+11.35%)
2023	$6,062.00 (-8.69%) Homeowner's exemption Senior Citizen's exemption	$405,070 Land $85,500 Building $319,570	$405,070 Land $85,500 Building $319,570
2022	$6,639.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Crystal Falls Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	4 (2015–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Crystal Falls Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20