2820 Clark Rd, Spring Hill, TN 37174 Property Records

Williamson County property record for 2820 Clark Rd, Spring Hill, TN 37174

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,294 sqft · built 1997
Lot Size	6.49 acres (282,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Jul 2025)
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2018 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`170-015.03-000`

Property Details

APN / Parcel Number

Primary APN	`170-015.03-000`
Alternative APNs	`094170 01503` `245995`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,294 sqft Living Area
1st Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	282,704 sqft (6.49 acres)
View / Lot	Corner
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	610 sqft
Pole Barn	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2820 CLARK RD
City	SPRING HILL
State	TN
Zip	37174-9225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEE MAPPING FILE FOR SURVEY
Jurisdiction	WILLIAMSON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2060
Census Tract	51100

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit US FCU
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit UT FEDERAL CREDIT UNION
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jan 2, 2020	Deed of Trust, Mortgage · Line of Credit UT FCU
Sep 27, 2019	Deed of Trust, Mortgage CHURCHILL MTG
Jul 13, 2018	Loan Modification, Mortgage · Conventional Mortgage UTAH FCU
May 11, 2018	Deed of Trust, Mortgage CHURCHILL MTG
Nov 21, 2017	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	202523159
Deed Book / Page	9783 / 563
Prior Transfer Date	Mar 3, 2025
Prior Transfer Doc	0096740664
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073830951
Date	Jun 11, 2018
Book Page	7383/0951
Instrument	18022023

Lender

Name	US FCU
Type	Credit Union
Address	WOODLAWN, TN 37191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073110457
Date	Mar 9, 2018
Book Page	7311/0457
Instrument	18008701

Lender

Name	UT FEDERAL CREDIT UNION
Type	Credit Union
Address	KNOXVILLE, TN 37916

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2033

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 17, 2020
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0081930684
Book / Page	8193 / 684
Instrument Date	Sep 15, 2020
Instrument	20050975
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	BANKERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,545.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 CLARK RD, SPRING HILL, TN 37174-9225

Mortgage

Document Number	0020050976
Date	Sep 17, 2020
Instrument	20050976

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0078670736
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 CLARK RD SPRING HILL TN 371749225, SPRING HILL, TN 37174-9225

Mortgage

Document Number	0078670736
Date	Jan 16, 2020
Book Page	007867/000736
Instrument	2231

Lender

Name	UT FCU
Address	KNOXVILLE, TN 37916

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2035

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0077630195
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 CLARK RD SPRING HILL TN 371749225, SPRING HILL, TN 37174-9225

Mortgage

Document Number	0077630195
Date	Oct 2, 2019
Book Page	007763/000195
Instrument	40696

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0074210502
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0074210502
Date	Jul 27, 2018
Book Page	007421/000502
Instrument	29118

Lender

Name	UTAH FCU
Type	Credit Union
Address	KNOXVILLE, TN 37950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0073640642
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	ESCROW SERVICES, ESCROW SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 CLARK RD SPRING HILL TN 371749225, SPRING HILL, TN 37174-9225

Mortgage

Document Number	0073640642
Date	May 17, 2018
Book Page	007364/000642
Instrument	18510

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 21, 2017
Property Address	2820 CLARK RD, SPRING HILL, TN 37174-9225
Document Number	0072340744
Book / Page	007234 / 000744
Instrument Date	Oct 31, 2017
Instrument	47930
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ESCROW SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2820 CLARK RD SPRING HILL TN 371749225, SPRING HILL, TN 37174-9225

Mortgage

Document Number	72340746
Date	Nov 21, 2017
Book Page	007234/000746
Instrument	47931

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+15.67%)	$236,225 (+67.3%) Land $144,150 Building $92,075	$944,900 (+67.3%) Land $576,600 Building $368,300
2024	$2,655.00
2023	$2,655.00	$141,200 (-) Land $65,525 Building $75,675	$564,800 (-) Land $262,100 Building $302,700
2022	$2,655.00	$141,200 Land $65,525 Building $75,675	$564,800 Land $262,100 Building $302,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2010–2020)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Feb 2020 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile, United Communications.

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