Guadalupe County property record for 2820 Cheney Rd, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,812 sqft · built 2017 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,000 (Jun 2021) |
| Tax Bill | $5,837 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G26035A1101400000 |
| Primary APN | 1G26035A1101400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,812 sqft Living Area |
| Gross Area | 3,410 sqft |
| 1st Floor Area | 1,572 sqft |
| 2nd Floor Area | 1,240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 60 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2820 CHENEY RD |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78108-3686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIATA UNIT #5A BLOCK 11 LOT 14 0.1515 AC |
| Legal Subdivision | RIATA UNIT #5A |
| Legal Tract | 14 |
| Legal Block | 11 |
| Legal Lot Number | 14 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 210713 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage MR COOPER |
| Aug 17, 2017 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage BROOKHOLLOW MORTGAGE SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2021 · Amount on Record |
| Deed Document Number | 202199021171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 21, 2021 |
| Property Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Document Number | 0099021171 |
| Map Reference | VOL 8 P 400-601 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 202199021171 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Document Number | 0099021172 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 202199021172 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Document Number | 0000014358 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2820 CHENEY RD SCHERTZ TX 781083686, SCHERTZ, TX 78108-3686 |
| Document Number | 0000014358 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 14358 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 17, 2017 |
| Property Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Document Number | 0000019736 |
| Map Reference | VOL8 PG400&401 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2017019736 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15725 DALLAS PKWY STE 300, 15725, ADDISON, TX 75001-3850 |
| Name | Verified Name |
|---|---|
| Address | 2820 CHENEY RD, SCHERTZ, TX 78108-3686 |
| Document Number | 0000019737 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017019737 |
| Name | BROOKHOLLOW MORTGAGE SERVICES LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,072 (-0.16%) Land $43,931 Building $351,141 | $395,072 (-0.16%) Land $43,931 Building $351,141 | |
| 2025 | $5,837.00 (-5.61%) Homeowner's exemption Veteran's exemption | $395,689 (-2.69%) Land $48,133 Building $347,556 | $395,689 (-2.69%) Land $48,133 Building $347,556 |
| 2024 | $6,184.00 (-5.39%) | ||
| 2023 | $6,536.00 (-27.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $406,618 Land $55,952 Building $350,666 | $406,618 Land $55,952 Building $350,666 |
| 2022 | $9,037.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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