2820 Cavendish Ct, Rockwall, TX 75087 Property Records

Rockwall County property record for 2820 Cavendish Ct, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2003
Lot Size	0.505 acres (22,015 sqft)
Owner	2 Individual Names on File
Last Sale	$479,224 (Jul 2026)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4709000B0010000R`

Property Details

APN / Parcel Number

Primary APN	`4709000B0010000R`
Alternative APNs	`R56450` `56450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,015 sqft (0.505 acres)
Lot Dimensions	185 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	148 sqft
Patio Area	119 sqft
Storage Building	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2820 CAVENDISH CT
City	ROCKWALL
State	TX
Zip	75087-7106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROMENADE HARBOR, BLOCK B, LOT 10
Legal Subdivision	PROMENADE HARBOR
Legal Block	B
Legal Lot Number	10
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2008
Census Tract	40103

Owner

2820 Cavendish Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 CAVENDISH CT, ROCKWALL, TX 75087-7106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · VA Mortgage PLANET HOME LENDING
Mar 16, 2023	Vendor's Lien, Transfer · VA Mortgage PILGRIM MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Mar 16, 2023 · Amount on File
Deed Document Number	202613417
Prior Transfer Date	Mar 2, 2026
Prior Transfer Doc	0000013417
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 14, 2026
Property Address	2820 CAVENDISH CT, ROCKWALL, TX 75087-7106
Document Number	0000013417
Instrument Date	Mar 2, 2026
Instrument	202613417
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONAL TITLE NE, KEYLINK NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 CAVENDISH CT, ROCKWALL, TX 75087-7106

Mortgage

Document Number	0000013418,
Date	Jul 14, 2026
Instrument	202613418

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 16, 2023
Property Address	2820 CAVENDISH CT, ROCKWALL, TX 75087-7106
Document Number	0000004070
Map Reference	CAB E SL 155
Instrument Date	Mar 16, 2023
Instrument	20230000004070
Transaction Type	Transfer
Record Updated	Apr 3, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 STILLWATERS DR, HEATH, TX 75032-7614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 CAVENDISH CT, ROCKWALL, TX 75087-7106

Mortgage

Document Number	0000004071
Date	Mar 16, 2023
Instrument	20230000004071

Lender

Name	PILGRIM MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Cavendish Ct was $5,314, down 11.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,963 (+1.98%) Land $135,000 Building $317,963	$452,963 (+1.98%) Land $135,000 Building $317,963
2025	$5,314.00 (-11.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$444,161 Land $135,000 Building $309,161	$444,161 Land $135,000 Building $309,161
2024	$6,017.00 (-8.87%)
2023	$6,603.00	$421,839 Land $175,500 Building $246,339	$421,839 Land $175,500 Building $246,339
2021	$4,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2820 Cavendish Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2820 Cavendish Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

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