Will County property record for 2820 Brook Ct, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,948 sqft · built 1994 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2018) |
| Tax Bill | $6,214 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-26-102-002 |
| Primary APN | 06-03-26-102-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Roof Material | Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 2820 BROOK CT |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 109 IN THE 4TH ADDITION TO GRAND PRAIRIE P U D, BEING A SUB OF PRT OF THE NW1/4 OF SEC 26, T36N-R9E. |
| Legal Range | 09E |
| Legal Township | 36N |
| Legal Section | 26 |
| Legal Subdivision | GRAND PRAIRIE |
| Legal Lot Number | 109 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PLAINFIELD |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 880427 |
2820 Brook Ct is owned and occupied by an individual who acquired it in January 2026.
Source: Will County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit LOAN STORE |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Feb 17, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Prior Sale | Dec 20, 2012 · Amount on File |
| Deed Document Number | 201861736 |
| Last Transfer Date | Jan 24, 2026 |
| Transfer Doc | 0000009001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Sep 8, 2026 |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000055797 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202655797 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000055797, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202655797 |
| Name | LOAN STORE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000102389 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | R2021102389 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000008394 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | R2023008394 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.8% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Feb 17, 2026 |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000009001 |
| Map Reference | DOC R93-92702 |
| Instrument Date | Jan 29, 2026 |
| Instrument | R2026009001 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000009002 |
|---|---|
| Date | Feb 17, 2026 |
| Instrument | R2026009002 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Rate | 6.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038139 |
|---|---|
| Date | May 20, 2020 |
| Instrument | R2020038139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019020 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | R2020019020 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Aug 31, 2018 |
| Property Address | 2820 BROOK CT, JOLIET, IL 60431-9227 |
| Document Number | 0000061736 |
| Map Reference | DOC R93-92702 |
| Instrument Date | Aug 15, 2018 |
| Instrument | R2018061736 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4415 KENILWORTH AVE, BERWYN, IL 60402-4322 |
| Document Number | 0000061737 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | R2018061737 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 2820 Brook Ct was $6,214, up 5.2% from the year before.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Plainfield Township |
| Municipality | Joliet City |
| Unified School District | Plainfield School District 202 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,214.00 (+5.16%) | $106,833 (+8.45%) Land $22,945 Building $83,888 | $320,499 (+8.45%) Land $68,835 Building $251,664 |
| 2024 | $5,909.00 | $98,509 Land $21,157 Building $77,352 | $295,527 Land $63,471 Building $232,056 |
| 2022 | $5,299.00 Homeowner's exemption Senior Citizen's exemption | $78,482 Land $16,856 Building $61,626 | $235,446 Land $50,568 Building $184,878 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2820 Brook Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2820 Brook Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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