2820 Breckenridge Cir, Aurora, IL 60504 Property Records

DuPage County property record for 2820 Breckenridge Cir, Aurora, IL 60504

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,952 sqft · built 1992
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$273,000 (Feb 2015)
Tax Bill$10,163 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-20-306-009

Property Details

APN / Parcel Number

Primary APN07-20-306-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,952 sqft Living Area
1st Floor Area1,106 sqft
2nd Floor Area1,066 sqft
Basement Area780 sqft
Finished Basement780 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions14 ft deep x 7.2 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2820 BRECKENRIDGE CIR
CityAURORA
StateIL
Zip60504-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFOX VALLEY EAST REGION II OAKHURST UNIT 41A ALL
Legal SubdivisionFOX VALLEY EAST REGION II OAKHURST UNIT
Legal Lot Number17
Legal Unit41
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3007
Census Tract846518

Owner

2820 Breckenridge Cir is owned and occupied by two individuals who bought it in February 2015.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address2820 BRECKENRIDGE CIR, AURORA, IL 60504-3216
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2015 · Amount on File
Deed SaleFeb 11, 2015 · Amount on File
Prior SaleSep 16, 2003 · Amount on File
Deed Document Number201513349
Prior Transfer DateJul 22, 2009
Prior Transfer Doc0000123583
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2820 BRECKENRIDGE CIR, AURORA, IL 60504-3216
Transaction TypeMortgage
Record UpdatedSep 30, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085672
DateSep 15, 2022
InstrumentR2022-085672
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 2, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2820 BRECKENRIDGE CIR, AURORA, IL 60504-3216
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071538
DateAug 20, 2019
InstrumentR2019-071538
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049
Interest
Rate3.75%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address2820 BRECKENRIDGE CIR, AURORA, IL 60504-3216
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050779
DateMar 31, 2021
InstrumentR2021-050779
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Breckenridge Cir was $10,163 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyDuPage County
County SubdivisionNaperville Township
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,163.00$147,511 Land $38,483 Building $109,028$442,533 Land $115,449 Building $327,084
2022$8,945.00 Homeowner's exemption$112,670 Land $29,140 Building $83,530$338,010 Land $87,420 Building $250,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Breckenridge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2820 Breckenridge Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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