2820 Beaver Rd, Union, KY 41091 Property Records

Boone County property record for 2820 Beaver Rd, Union, KY 41091

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 3.5 ba · 9,251 sqft · built 2007
Lot Size	51.4 acres (2,238,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,750,000 (Jan 2024)
Tax Bill	$17,703 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2024 Sale & Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042.00-00-012.13`

Property Details

APN / Parcel Number

Primary APN	`042.00-00-012.13`
Alternative APN	`21588`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	9,251 sqft Finished Area
Basement Area	8,744 sqft
Unfinished Basement	8,744 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	2,238,984 sqft (51.4 acres)
Garage Type	Attached
Garage Area	1,266 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Street Address	2820 BEAVER RD
City	UNION
State	KY
Zip	41091-9045
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	51.4 AC ON BEAVER RD (42-12N)
Jurisdiction	BOONE KY
Township / Civil Division	WALTON
Census Block Group	2
Census Block	2004
Census Tract	70601

Owner

Source: Boone County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 BEAVER RD, UNION, KY 41091-9045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Jan 26, 2024	Warranty Deed, Transfer · Line of Credit US BANK NA
Jul 29, 2021	Intrafamily Transfer, Transfer
Jun 7, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit FORCHT BANK NA
Jun 10, 2019	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	20241002510
Deed Book / Page	1216 / 878
Prior Transfer Date	May 5, 2021
Prior Transfer Doc	D1170/428
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Recording Date	Oct 7, 2026
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Document Number	0001629268
Book / Page	4961 / 342
Instrument Date	Sep 29, 2026
Instrument	20261629268
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2820 BEAVER RD, UNION, KY 41091-9045

Mortgage

Document Number	0001629268,
Date	Oct 7, 2026
Book Page	4961/342
Instrument	20261629268

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jan 26, 2024
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Document Number	0D1216/878
Book / Page	D1216 / 878
Instrument Date	Jan 22, 2024
Instrument	1002510
Transaction Type	Transfer
Record Updated	Feb 16, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15619 LEBANON CRITTENDEN RD, VERONA, KY 41092-8231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 BEAVER RD, UNION, KY 41091-9045

Mortgage

Document Number	0001002514
Date	Jan 26, 2024
Instrument	1002514

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0M4723/765
Date	Jan 26, 2024
Book Page	M4723/765
Instrument	1002514

Lender

Name	US BANK NA
Type	Bank
Address	2800 TAMARACK RD, OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Jul 29, 2021
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Document Number	D1170/428
Book / Page	D1170 / 428
Instrument Date	May 5, 2021
Instrument	843139
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 HOUSTON RD STE 43, 6900, FLORENCE, KY 41042-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2820 BEAVER RD, UNION, KY 41091-9045
Investor	Possibly a Property Investor

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOONE KY
Recording Date	Jun 7, 2021
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Document Number	D1167/172
Book / Page	D1167 / 172
Instrument Date	May 5, 2021
Instrument	837731
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6900 HOUSTON RD STE 43, 43, FLORENCE, KY 41042-4886
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4324/65
Date	Jul 29, 2020
Book Page	M4324/65
Instrument	807807

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 16, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BOONE KY
Recording Date	Jun 10, 2019
Property Address	2820 BEAVER RD, UNION, KY 41091-9045
Document Number	D1127/237
Book / Page	D1127 / 237
Instrument Date	Jun 6, 2019
Instrument	775965
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6900 HOUSTON RD STE 43, 6900, FLORENCE, KY 41042-4886

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2820 BEAVER RD, UNION, KY 41091-9045
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,703.00 (+41.99%)	$2,750,000 (+92.31%) Land $1,231,600 Building $1,518,400
2024			$2,750,000 (+92.31%) Land $1,231,600 Building $1,518,400
2023	$12,468.00 (+1.97%)	$1,430,000 (-) Land $400,000 Building $1,030,000	$1,430,000 (-) Land $400,000 Building $1,030,000
2022	$12,227.00	$1,430,000 Land $400,000 Building $1,030,000	$1,430,000 Land $400,000 Building $1,030,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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