Mecklenburg County property record for 2820 Bathgate Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1995 |
| Lot Size | 0.332 acres (14,466 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Jul 2006) |
| Tax Bill | $2,598 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-191-54 |
| Primary APN | 215-191-54 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,181 sqft Heated Area |
| Gross Area | 1,922 sqft |
| 1st Floor Area | 1,181 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 14,466 sqft (0.332 acres) |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 280 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 215-191-54 |
|---|---|
| Street Address | 2820 BATHGATE LN |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | L270 M22-493 |
| Legal Subdivision | HEATHERS 03 MAP 02 |
| Legal Lot Number | 270 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5712 |
2820 Bathgate Ln is owned and occupied by two individuals who acquired it in September 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2820 BATHGATE LN, MATTHEWS, NC 28105-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 27, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2006 · Amount on File |
| Deed Sale | Jul 11, 2006 · Amount on File |
| Prior Sale | Jul 11, 2006 · Amount on File |
| Deed Document Number | 0000139850 |
| Deed Book / Page | 20729 / 0142 |
| Last Transfer Date | Sep 27, 2019 |
| Transfer Doc | 0000129326 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2820 BATHGATE LN, MATTHEWS, NC 28105-2345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000140707 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 35009/371 |
| Instrument | 2020140707 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 27, 2019 |
| Property Address | 2820 BATHGATE LN, MATTHEWS, NC 28105-2345 |
| Document Number | 0000129326 |
| Book / Page | 033890 / 000559 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 129326 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2820 BATHGATE LN MATTHEWS NC 281052345, MATTHEWS, NC 28105-2345 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 2820 Bathgate Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Bathgate Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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