2820 Atlantic St, Concord, CA 94518 Property Records

Contra Costa County property record for 2820 Atlantic St, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,251 sqft · built 1942
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Nov 2025)
Tax Bill	$7,906 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit Feb 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`105-023-002-6`

Property Details

APN / Parcel Number

Primary APN	`105-023-002-6`
Alternative APN	`105-023-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1970
Lot Area	6,250 sqft (0.144 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central

Location & Zoning

Street Address	2820 ATLANTIC ST
City	CONCORD
State	CA
Zip	94518-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	DORIS CT ADDN LOT 2 BLK 11
Legal Subdivision	DORIS COURT ADD
Legal Block	11
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3013
Census Tract	335000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Nov 20, 2025	Grant Deed, Transfer · Conventional Mortgage PATELCO CU
Mar 25, 2024	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 18, 2019	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP
Dec 18, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	2025130867
Prior Transfer Date	Dec 11, 2017
Prior Transfer Doc	0000236764
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000084964
Date	Aug 29, 2024
Instrument	2024-0084964

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000022332
Date	Feb 4, 2022
Instrument	2022-022332

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2025
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Document Number	0000130867
Map Reference	VOL 9 PG 205
Instrument Date	Nov 19, 2025
Instrument	2025- 130867
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	UNKNOWN, FNTG LENDERS DIRECT DIV OF C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000130868
Date	Nov 20, 2025
Instrument	2025- 130868

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2024
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Document Number	0000027045
Map Reference	MB 550 PG 1-5
Instrument Date	Mar 14, 2023
Instrument	2024-027045
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018441
Date	Jan 30, 2020
Instrument	2020-018441

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018442
Date	Jan 30, 2020
Instrument	2020-018442

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000237088
Date	Oct 14, 2020
Instrument	2020-237088

Lender

Name	ALASKA USA FCU
Type	Credit Union
Address	ANCHORAGE, AK 99516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000237087
Date	Oct 14, 2020
Instrument	2020-237087

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 18, 2019
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Document Number	0000054064
Map Reference	MB 9 PG 205
Instrument Date	Apr 11, 2019
Instrument	2019-054064
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004

Mortgage

Document Number	0000054065
Date	Apr 18, 2019
Instrument	2019-054065

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Mortgage

Document Number	0000054065
Date	Apr 18, 2019
Instrument	2019-054065

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 18, 2017
Property Address	2820 ATLANTIC ST, CONCORD, CA 94518-1004
Document Number	0000236764
Instrument Date	Dec 16, 2017
Instrument	236764
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2820 ATLANTIC ST CONCORD CA 945181004, CONCORD, CA 94518-1004

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$675,000 (+8.05%) Land $450,000 Building $225,000
2025	$7,906.00 (+4.58%)	$624,686 (+4.04%) Land $435,051 Building $189,635
2023	$7,560.00 (+1.34%)	$600,430 Land $418,158 Building $182,272
2022	$7,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Verizon.

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