2820 Ames St, Wheat Ridge (Denver), CO 80214 Property Records

Jefferson County property record for 2820 Ames St, Wheat Ridge, CO 80214

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2017)
Tax Bill	$3,074 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-254-15-009`

Property Details

APN / Parcel Number

Primary APN	`39-254-15-009`
Alternative APNs	`300022256` `22256`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,090 sqft Living Area
Gross Area	1,188 sqft
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Brick
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300022256
Street Address	2820 AMES ST
City	WHEAT RIDGE
State	CO
Zip	80214-8520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 03 RANGE 69 QTR SE SUBDIVISIONCD 440600 SUBDIVISIONNAME LAKESIDE RESUB BLOCK 001 LOT 0016 TRACT SECTION 25 TOWNSHIP 03 RANGE 69 SUBDIVISIONCD 440600 SUBDIVISIONNAME LAKESIDE RESUB BLOCK 001 LOT 0017 TRACT SECTION 25 TOWNSHIP 03 RA
Legal Range	69W
Legal Township	03S
Legal Section	25
Legal Subdivision	LAKESIDE RESUB
Legal Tract	B
Legal Block	1
Legal Lot Number	1,2,1
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3000
Census Tract	10702

Owner

2820 Ames St is owned and occupied by two individuals who acquired it in March 2020.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 8, 2020	Quit Claim Deed, Transfer GUARANTEED RATE
Jul 13, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Nov 1, 2011 · Amount on File
Deed Document Number	201772154
Last Transfer Date	Mar 24, 2020
Transfer Doc	0000038176
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072426
Date	Dec 4, 2023
Instrument	2023072426

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80238

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520

Mortgage

Document Number	0000060792
Date	Apr 19, 2021
Instrument	2021060792

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON CO
Recording Date	Apr 8, 2020
Property Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520
Document Number	0000038176
Instrument Date	Mar 24, 2020
Instrument	38176
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2820 AMES ST WHEAT RIDGE CO 802148520, WHEAT RIDGE, CO 80214-8520

Mortgage

Document Number	38177
Date	Apr 8, 2020
Instrument	38177

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jul 13, 2017
Property Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520
Document Number	0000072154
Instrument Date	Jul 12, 2017
Instrument	2017072154
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 AMES ST, WHEAT RIDGE, CO 80214-8520

Mortgage

Document Number	0000072155
Date	Jul 13, 2017
Instrument	2017072155

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2820 Ames St was $3,074.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00	$32,737 Land $16,176 Building $16,561	$523,780 Land $258,810 Building $264,970
2023	$2,909.00	$33,274 Land $19,563 Building $13,711	$551,620 Land $291,984 Building $259,636

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2820 Ames St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2820 Ames St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet, Starry, WiFiHood.

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