2820 Albany Post Rd, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 2820 Albany Post Rd, Montgomery, NY 12549

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,224 sqft · built 1955
Lot Size	0.574 acres (24,993 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Apr 2017)
Tax Bill	$7,654 (2024)
Deeds & Mortgages	Nov 2021 Refinance Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334289 11-1-8`

Property Details

APN / Parcel Number

Primary APN	`334289 11-1-8`
Alternative APNs	`428901100000010080000000` `11-1-8`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	24,993 sqft (0.574 acres)
Lot Dimensions	277 ft deep x 90 ft wide
View / Lot	Rural
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	594 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	11-1-8
Street Address	2820 ALBANY POST RD
City	MONTGOMERY
State	NY
Zip	12549-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	E S CO HWY 14
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1022
Census Tract	10601

Owner

Source: Orange County and Montgomery Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2820 ALBANY POST RD, MONTGOMERY, NY 12549-2135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HERITAGE FINANCIAL CREDIT UNION
Jan 16, 2018	Deed of Trust, Mortgage HUDSON HERITAGE FEDERAL CREDIT UNION
Apr 27, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Deed Book / Page	14223 / 1872
Prior Transfer Date	Mar 16, 1999
Prior Transfer Doc	5022000306
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	2820 ALBANY POST RD, MONTGOMERY, NY 12549-2135
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074021
Date	Nov 3, 2021
Book Page	15085/1126
Instrument	20210074021

Lender

Name	HERITAGE FINANCIAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Dec 1, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	2820 ALBANY POST RD, MONTGOMERY, NY 12549-2135
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003563
Date	Jan 16, 2018
Book Page	0000014347/0000001537
Instrument	20180003563

Lender

Name	HUDSON HERITAGE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 27, 2017
Property Address	2820 ALBANY POST RD, MONTGOMERY, NY 12549-2135
Document Number	0000030244
Book / Page	014223 / 001872
Instrument Date	Mar 23, 2017
Instrument	30244
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	REDWOOD ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 366 MONTGOMERY NY 125490366, MONTGOMERY, NY 12549-0366

Mortgage

Document Number	30245
Date	Apr 27, 2017
Book Page	014223/001876
Instrument	30245

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2032

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Montgomery Town
Unified School District	Valley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$157,000 (-) Land $42,100 Building $114,900	$424,300 (+13.51%)
2024	$7,654.00
2023		$157,000 Land $42,100 Building $114,900	$373,800 Land $100,236 Building $273,564

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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