2820 186th St, Lansing, IL 60438 Property Records

Cook County property record for 2820 186th St, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,734 sqft · built 1905
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2017)
Tax Bill	$4,685 (2023)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-31-424-008`

Property Details

APN / Parcel Number

Primary APN	`30-31-424-008`
Alternative APN	`30-31-424-008-0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2820 186TH ST
City	LANSING
State	IL
Zip	60438-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(RIDGEWOOD)(GARDENS) SUB OF WH OF SE EXCEPT NW & G T RR WH SE SEC 31-36-15
Legal Range	15E
Legal Township	36N
Legal Section	31
Legal Subdivision	RIDGEWOOD GARDENS
Legal Block	13
Legal Lot Number	2-4
Jurisdiction	COOK IL
Township / Civil Division	THORNTON
Census Block Group	4
Census Block	4004
Census Tract	828202

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2820 186TH ST, LANSING, IL 60438-2938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2017 · Amount on Record
Deed Sale	Oct 26, 2017 · Amount on Record
Prior Sale	Nov 9, 2010 · Amount on Record
Deed Document Number	201718020
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	0000047018
Record Updated	Sep 20, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 26, 2017
Property Address	2820 186TH ST, LANSING, IL 60438-2938
Document Number	1729918020
Instrument Date	Oct 19, 2017
Instrument	29918020
Transaction Type	Transfer
Record Updated	Nov 2, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 186TH ST LANSING IL 604382938, LANSING, IL 60438-2938

Mortgage

Document Number	1729918021
Date	Oct 26, 2017
Instrument	29918021

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Thornton Township
Municipality	Lansing Village
Elementary School District	Lansing School District 158 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,000 (+36.9%) Land $4,628 Building $8,372	$130,000 (+36.9%) Land $46,280 Building $83,720
2023	$4,685.00 (+18.67%)
2022	$3,948.00 Homeowner's exemption	$9,496 Land $4,083 Building $5,413	$94,960 Land $40,830 Building $54,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20