Hernando County property record for 282 Winthrop Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,588 sqft · built 2007 |
| Lot Size | 0.156 acres (6,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Dec 2025) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-3749-0150-0070 |
| Primary APN | R34-223-18-3749-0150-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Living Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 1,588 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,810 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01590567 |
|---|---|
| Street Address | 282 WINTHROP DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT AVALON PHASE 1 BLK 15 LOT 7 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | VILLAGES AT AVALON PH 1 |
| Legal Block | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40906 |
282 Winthrop Dr is owned by two individuals who bought it in December 2025.
Source: Hernando County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16005 WEATHERED WINDMILL TER, ODESSA, FL 33556-2956 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Sep 15, 2023 | Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 202585695 |
| Deed Book / Page | 4646 / 169 |
| Prior Transfer Date | Aug 25, 2023 |
| Prior Transfer Doc | 0043421108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 282 WINTHROP DR, SPRING HILL, FL 34609-2091 |
| Document Number | 0046460169 |
| Book / Page | 4646 / 169 |
| Map Reference | MB 36 PG 24-37 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025085695 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | EVERGREEN STLMT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 156 BETHESDA CHURCH RD APT 816, 816, LAWRENCEVILLE, GA 30044-6423 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16005 WEATHERED WINDMILL TER, ODESSA, FL 33556-2956 |
| Document Number | 0004646171 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 4646/171 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0046460187 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 4646/187 |
| Instrument | 2025085697 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 15, 2023 |
| Property Address | 282 WINTHROP DR, SPRING HILL, FL 34609-2091 |
| Document Number | 0043421108 |
| Book / Page | 4342 / 1108 |
| Map Reference | MB 36 PG 24-37 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023058357 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $73.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 S BETTY LN, CLEARWATER, FL 33756-7027 |
| Name | Verified Name |
|---|---|
| Address | 282 WINTHROP DR, SPRING HILL, FL 34609-2091 |
| Document Number | 0043421112 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 4342/1112 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 5, 2021 |
| Property Address | 282 WINTHROP DR, SPRING HILL, FL 34609-2091 |
| Document Number | 0039930463 |
| Book / Page | 3993 / 463 |
| Map Reference | MB 36 PG 24-37 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2021032958 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | NIRVANA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,582.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10450 CLAYMORE ST, SPRING HILL, FL 34608-7328 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14356 BARRACUDA RUN, SPRING HILL, FL 34609-0526 |
| Document Number | 0003993465 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 3993/465 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 282 Winthrop Dr was $3,686.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,686.00 | $250,161 Land $49,713 Building $189,457 | $250,161 Land $49,713 Building $189,457 |
| 2023 | $237,595 (+3%) Land $54,374 Building $183,221 | ||
| 2022 | $3,007.00 Homeowner's exemption | $230,675 Land $39,498 Building $191,177 | $240,364 Land $49,713 Building $190,651 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Winthrop Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Winthrop Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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