282 Wilcox Rd, Youngstown, OH 44515 Property Records

Mahoning County property record for 282 Wilcox Rd, Youngstown, OH 44515

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,214 sqft · built 2000
Owner	2 Individual Names on Record
Tax Bill	$2,250 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-058-0-142.00-0`

Property Details

APN / Parcel Number

Primary APN	`48-058-0-142.00-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Siding
Construction Type	Frame
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	282 WILCOX RD
City	YOUNGSTOWN
State	OH
Zip	44515-4277
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 282 CROSS CREEK OF WILCOX ROAD CONDOMINIUM (6TH AMENDMENT) & (13TH AMENDMENT)
Legal Subdivision	CROSS CREEK
Legal Lot Number	2060
Jurisdiction	MAHONING OH
Township / Civil Division	AUSTINTOWN
Census Block Group	3
Census Block	3002
Census Tract	812604

Owner

Source: Mahoning County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 WILCOX RD, AUSTINTOWN, OH 44515-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Mar 14, 2017	Deed of Trust, Mortgage · ARM CLEARPATH LENDING
Aug 23, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jan 31, 2023	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023
Deed Sale	Nov 30, 2023
Prior Sale	Aug 21, 2000 · Amount on Record
Deed Document Number	319622
Deed Book / Page	5966 / 706
Prior Transfer Date	May 31, 2012
Prior Transfer Doc	201200015211
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	282 WILCOX RD, YOUNGSTOWN, OH 44515-4277
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WILCOX RD, YOUNGSTOWN, OH 44515-4277

Mortgage

Document Number	006723/524
Date	Feb 17, 2026
Book Page	6723/524
Instrument	202600002679

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	282 WILCOX RD, YOUNGSTOWN, OH 44515-4277
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06219/1574
Date	Mar 14, 2017
Book Page	6219/1574
Instrument	201700005936

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.5%
Index	1-Year CMT
Max Rate	7.5%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	282 WILCOX RD, YOUNGSTOWN, OH 44515-4277
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006467/55
Date	Aug 23, 2021
Book Page	6467/55
Instrument	202100023403

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	282 WILCOX RD, YOUNGSTOWN, OH 44515-4277
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006557/979
Date	Jan 31, 2023
Book Page	6557/979
Instrument	202300001832

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Austintown Township
Unified School District	Austintown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,250.00 (+0.31%) Homeowner's exemption	$58,950 (-) Land $7,120 Building $51,830
2023	$2,243.00 (+15.8%) Homeowner's exemption	$58,950 (+36.43%) Land $7,120 Building $51,830	$168,430 (+36.42%) Land $20,340 Building $148,090
2022	$1,937.00 Homeowner's exemption	$43,210 Land $7,120 Building $36,090	$123,460 Land $20,340 Building $103,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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