282 White Oak Ridge Dr, Garner, NC 27529 Property Records

Wake County property record for 282 White Oak Ridge Dr, Garner, NC 27529

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,604 sqft · built 2021
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$240,500 (Feb 2021)
Tax Bill$3,376 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN1721.17-12-0093-000

Property Details

APN / Parcel Number

Primary APN1721.17-12-0093-000
Alternative APNs
  • 1721.17-12-0093 0473924
  • 1721120093
  • 0473924

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,604 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number0473924
Street Address282 WHITE OAK RIDGE DR
CityGARNER
StateNC
Zip27529-6271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF-A
Legal DescriptionLO65 THE AVENUE @ WHITE OAK PH1 BM2020-0
Legal SubdivisionTHE AVENUE @ WHITE OAK PH1
Legal Phase1
Legal Lot Number65
JurisdictionWAKE NC
Township / Civil DivisionST. MARYS
Census Block Group2
Census Block2011
Census Tract52815

Owner

282 White Oak Ridge Dr is owned and occupied by an individual who bought it in February 2021.

Source: Wake County records, as of June 5, 2026

Owner of RecordIndividual Name on File
Mailing Address282 WHITE OAK RIDGE DR, GARNER, NC 27529-6271
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 25, 2021 · Amount on File
Deed SaleFeb 25, 2021 · Amount on File
Deed Book / Page18365 / 1308
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Recording DateMay 20, 2026
Property Address282 WHITE OAK RIDGE DR, GARNER, NC 27529-6271
Document Number0000055654
Book / Page20233 / 2051
Instrument DateApr 1, 2026
Instrument202655654
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 WHITE OAK RIDGE DR, GARNER, NC 27529-6271

Mortgage

Document Number0000055654,
DateMay 20, 2026
Book Page20233/2051
Instrument202655654
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueMar 1, 2051
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 282 White Oak Ridge Dr was $3,376.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWake County
MunicipalityGarner Town
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,376.00$323,638 Land $75,000 Building $248,638$323,638 Land $75,000 Building $248,638
2023$3,131.00$242,364 Land $45,000 Building $197,364$242,364 Land $45,000 Building $197,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 White Oak Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 White Oak Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RALEIGH
serves 650,000 people · EPA ID NC0392010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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