San Diego County property record for 282 White Horse Ln, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,491 sqft · built 1998 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $75,000 (Jul 1996) |
| Tax Bill | $4,673 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 121-360-14-00 |
| Primary APN | 121-360-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,491 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 43,560 sqft |
| View / Lot | Good |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 282 WHITE HORSE LN |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 14 TR 012512 |
| Legal Subdivision | SAN DIEGO 4662 |
| Legal Tract | 012512 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18801 |
282 White Horse Ln is owned by a company that acquired it in February 2005 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 282 WHITE HORSE LN, FALLBROOK, CA 92028-8900 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO CNTY CU |
| Apr 18, 2019 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Apr 11, 2019 | Loan Modification, Mortgage · Line of Credit SAN DIEGO CNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 1996 · Amount on File |
| Deed Sale | Jul 23, 1996 · Amount on File |
| Prior Sale | Nov 4, 1994 · Amount on File |
| Deed Document Number | 1996367753 |
| Last Transfer Date | Feb 4, 2005 |
| Transfer Doc | 0000115086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 282 WHITE HORSE LN, FALLBROOK, CA 92028-8900 |
| Document Number | 0000141677 |
| Instrument Date | Apr 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 282 WHITE HORSE LN FALLBROOK CA 920288900, FALLBROOK, CA 92028-8900 |
| Document Number | 0000141677 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 141677 |
| Name | SAN DIEGO CNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196-9040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 18, 2019 |
| Property Address | 282 WHITE HORSE LN, FALLBROOK, CA 92028-8900 |
| Document Number | 0000141674 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 141674 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 WHITE HORSE LN FALLBROOK CA 920288900, FALLBROOK, CA 92028-8900 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 282 WHITE HORSE LN, FALLBROOK, CA 92028-8900 |
| Document Number | 0000141675 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 0000141675 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 141675 |
| Name | SAN DIEGO CNTY CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92196-1209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 282 White Horse Ln was $4,673 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $448,504 (+2%) Land $124,575 Building $323,929 | |
| 2025 | $4,673.00 Homeowner's exemption | $439,711 Land $122,133 Building $317,578 |
| 2023 | $4,428.00 (-0.02%) Homeowner's exemption | $422,639 Land $117,392 Building $305,247 |
| 2022 | $4,429.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 282 White Horse Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 White Horse Ln is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FALLBROOK PUD serves 35,237 people · EPA ID CA3710008 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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