282 Watson Ave, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 282 Watson Ave, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,242 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-02118-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-02118-0000-00011`
Alternative APNs	`0300220000000231` `030211800011`

Interior

Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0300220000000231
Street Address	282 WATSON AVE
City	TRENTON
State	NJ
Zip	08610-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	11058-
Legal Subdivision	TOWNSHIP/HAMILTON
Legal Block	2118
Legal Lot Number	11
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	3
Census Block	3028
Census Tract	2701

Owner

282 Watson Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	282 WATSON AVE, TRENTON, NJ 08610-5104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	Jun 6, 2000 · Amount on File
Deed Document Number	202157097
Deed Book / Page	6457 / 115
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 17, 2021
Property Address	282 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000057097
Book / Page	6457 / 115
Instrument Date	Sep 16, 2021
Instrument	2021057097
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONARCH TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2570 KUSER RD # 3421, 2570, HAMILTON, NJ 08691-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WATSON AVE, HAMILTON, NJ 08610-5104

Mortgage

Document Number	0000057098
Date	Sep 17, 2021
Instrument	2021057098

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	282 WATSON AVE, HAMILTON, NJ 08610-5104
Document Number	0000012706
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WATSON AVE TRENTON NJ 086105104, TRENTON, NJ 08610-5104

Mortgage

Document Number	0000012706
Date	Mar 27, 2018
Book Page	011334/001348
Instrument	12706

Lender

Name	BANK OF AMERICA/IL
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 282 Watson Ave was $5,006, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-) Land $34,500 Building $100,500	$135,000 (-) Land $34,500 Building $100,500
2025	$5,006.00 (+5.23%)	$135,000 Land $34,500 Building $100,500	$135,000 Land $34,500 Building $100,500
2024	$4,757.00
2023		$135,000 Land $34,500 Building $100,500	$135,000 Land $34,500 Building $100,500
2022	$4,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 282 Watson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Watson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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