282 Ward Ave, Auxier, KY 41602 Property Records

Floyd County property record for 282 Ward Ave, Auxier, KY 41602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1976
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Feb 2022)
Tax Bill	$1,690 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`043-10-01-018.00`

Property Details

APN / Parcel Number

Primary APN	`043-10-01-018.00`
Alternative APN	`4847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	76,230 sqft (1.75 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	4847
Street Address	282 WARD AVE
City	AUXIER
State	KY
Zip	41602-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & GARAGE & LOTS 5-7/8-9/49-50/10/PART 11 655/540
Legal Lot Number	5-7
Jurisdiction	FLOYD KY
Township / Civil Division	PRESTONSBURG
Census Block Group	1
Census Block	1012
Census Tract	921002

Owner

Source: Floyd County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	282 WARD AVE, AUXIER, KY 41602-9272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2018	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Feb 25, 2022	Deed, Transfer
Dec 3, 2021	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Jul 1, 2020	Quit Claim Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	1179063
Deed Book / Page	670 / 360
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD KY
Property Address	RIVER PLAINS EST, AUXIER, KY 41602
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000718/389
Date	Oct 3, 2018
Book Page	718/389

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Feb 25, 2022
Property Address	RIVER PLAINS EST, AUXIER, KY 41602
Document Number	000670/360
Book / Page	670 / 360
Map Reference	PL 1-1-18
Instrument Date	Nov 24, 2021
Instrument	1179063
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 49, MC DOWELL, KY 41647-0049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 VALLEY ST, BOSCOBEL, WI 53805-1356

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Dec 3, 2021
Property Address	RIVER PLAINS EST, AUXIER, KY 41602
Document Number	000668/476
Book / Page	668 / 476
Instrument Date	Aug 24, 2021
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 49, MC DOWELL, KY 41647-0049

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 VALLEY ST, BOSCOBEL, WI 53805-1356

Mortgage

Document Number	0000766658
Date	Dec 3, 2021
Instrument	766/658

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLOYD KY
Recording Date	Jul 1, 2020
Property Address	RIVER PLAINS EST, AUXIER, KY 41602
Document Number	000655/540
Book / Page	655 / 540
Map Reference	PL 1-1-18
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 MEAD BR, PRESTONSBURG, KY 41653-8911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 WARD AVE, AUXIER, KY 41602-9272

Mortgage

Document Number	0000742354
Date	Jul 1, 2020
Instrument	742/354

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Floyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,690.00 (-2.65%) Homeowner's exemption	$190,000 (-) Land $30,000 Building $160,000	$190,000 (-) Land $30,000 Building $160,000
2023	$1,736.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRESTONSBURG CITY UTILITIES serves 26,788 people · EPA ID KY0360358
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	2,000 / 35

May also be available: Foothills Communications.

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