282 Upper Ridge Dr, Effort, PA 18330 Property Records

Monroe County property record for 282 Upper Ridge Dr, Effort, PA 18330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,222 sqft · built 1991
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2019)
Tax Bill	$1,375 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.14E.1.103`

Property Details

APN / Parcel Number

Primary APN	`02.14E.1.103`
Alternative APN	`02633002777753`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	950 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Brick/Stone
Lot Area	43,996 sqft (1.01 acres)
Garage Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02633002777753
Street Address	282 UPPER RIDGE DR
City	EFFORT
State	PA
Zip	18330-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 114 SEC 4
Legal Subdivision	SIERRA VIEW
Legal Block	77
Legal Lot Number	114
Jurisdiction	MONROE PA
Township / Civil Division	CHESTNUTHILL
Census Block Group	2
Census Block	2031
Census Tract	301206

Owner

Source: Monroe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 UPPER RIDGE DR, EFFORT, PA 18330-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 12, 2019	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	201913946
Deed Book / Page	2530 / 3191
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0000015606
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE PA
Property Address	282 UPPER RIDGE DR, EFFORT, PA 18330-7920
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	REAL ADVANTAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002006
Date	Jan 21, 2021
Book Page	2567/716
Instrument	202102006

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE PA
Recording Date	Jun 12, 2019
Property Address	282 UPPER RIDGE DR, EFFORT, PA 18330-7920
Document Number	0000013946
Book / Page	002530 / 003191
Instrument Date	May 30, 2019
Instrument	13946
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ALLIANCE PROPERTY TRANSFER LLC, ALLIANCE PROP TRANSFER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	282 UPPER RIDGE DR EFFORT PA 183307920, EFFORT, PA 18330-7920

Mortgage

Document Number	13947
Date	Jun 12, 2019
Book Page	002530/003196
Instrument	13947

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Monroe County
County Subdivision	Chestnuthill Township
Unified School District	Pleasant Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,375.00 (+22.66%)	$169,000 (-) Land $25,050 Building $143,950
2024	$1,121.00 (+12.78%)	$169,000 (-) Land $25,050 Building $143,950
2023	$994.00	$169,000 Land $25,050 Building $143,950
2019			$169,000 Land $25,050 Building $143,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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