282 Union St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 282 Union St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,955 sqft · built 1944
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (Feb 2013)
Tax Bill	$11,866 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00119-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`31-00119-0000-00013`
Alternative APNs	`310011900013` `239800`

Interior

Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	239800
Street Address	282 UNION ST
City	LODI
State	NJ
Zip	07644-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X125
Legal Subdivision	HASBROUCK HEIGHTS
Legal Block	119
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3003
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	282 UNION ST, LODI, NJ 07644-3230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2013 · Amount on Record
Deed Sale	Feb 19, 2013 · Amount on Record
Deed Document Number	201317538
Deed Book / Page	1283 / 1338
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	282 UNION ST, LODI, NJ 07644-3230
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050260924
Date	Jun 28, 2023
Book Page	5026/924
Instrument	2023042673

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 28, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	282 UNION ST, LODI, NJ 07644-3230
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041880280
Date	Jun 4, 2021
Book Page	4188/280
Instrument	2021089303

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,200 (-) Land $151,900 Building $183,300	$335,200 (-) Land $151,900 Building $183,300
2025	$11,866.00 (+5.62%)	$335,200 (-) Land $151,900 Building $183,300	$335,200 (-) Land $151,900 Building $183,300
2024	$11,235.00 (+2.7%)
2023		$335,200 Land $151,900 Building $183,300	$335,200 Land $151,900 Building $183,300
2022	$10,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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