282 Swamp Rd, Cherry Valley, NY 13320 Property Records

Otsego County and Springfield Town property record for 282 Swamp Rd, Cherry Valley, NY 13320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,551 sqft · built 1960
Lot Size	7.08 acres (308,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Aug 2017)
Tax Bill	$2,984 (2026)
Deeds & Mortgages	Aug 2021 Refinance Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`366000 17.00-1-18.00`

Property Details

APN / Parcel Number

Primary APN	`366000 17.00-1-18.00`
Alternative APNs	`600001700000010180000000` `029920`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,551 sqft Living Area
1st Floor Area	1,205 sqft
Upper Floors Area	346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	308,405 sqft (7.08 acres)
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	029920
Street Address	282 SWAMP RD
City	CHERRY VALLEY
State	NY
Zip	13320-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	985 0 0
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	OTSEGO NY
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2010
Census Tract	590101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lindesay Patent Rural Historic District (Boundary Increase) listed 1995 · 331 contributing resources · NRIS 95001024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Otsego County and Springfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 SWAMP RD, CHERRY VALLEY, NY 13320-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 10, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Deed Book / Page	2017 / 3784
Prior Transfer Date	Jun 25, 2014
Prior Transfer Doc	2014003026
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	282 SWAMP RD, CHERRY VALLEY, NY 13320-3723
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	632
Date	Aug 19, 2021
Instrument	2021-4632

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	282 SWAMP RD, CHERRY VALLEY, NY 13320-3723
Document Number	0000003102
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	282 SWAMP RD CHERRY VALLEY NY 133203723, CHERRY VALLEY, NY 13320-3723

Mortgage

Document Number	0000003102
Date	Jul 30, 2020
Instrument	3102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2040

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 10, 2017
Property Address	282 SWAMP RD, CHERRY VALLEY, NY 13320-3723
Document Number	0000003784
Instrument Date	Aug 1, 2017
Instrument	3784
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 SWAMP RD EAST SPRINGFIELD NY 13333, EAST SPRINGFIELD, NY 13333

Tax Assessment & Valuation

Source: Otsego County and Springfield Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Springfield Town
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,984.00 (+2.61%)
2025	$2,908.00	$136,900 (-) Land $22,600 Building $114,300	$230,045 (+26.7%) Land $37,977 Building $192,068
2023		$136,900 Land $22,600 Building $114,300	$181,565 Land $29,973 Building $151,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

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