282 Summerfield Dr, Jackson, TN 38305 Property Records

Madison County property record for 282 Summerfield Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,846 sqft · built 1984
Lot Size	2.52 acres (109,972 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Apr 2025)
Tax Bill	$2,736 (2022)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057045E A 00600`

Property Details

APN / Parcel Number

Primary APN	`057045E A 00600`
Alternative APN	`045E A 00600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,846 sqft Living Area
1st Floor Area	1,423 sqft
Upper Floors Area	1,423 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	109,972 sqft
Lot Dimensions	280 ft deep x 391 ft wide
Garage Type	Finished
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Patio Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	282 SUMMERFIELD DR
City	JACKSON
State	TN
Zip	38305-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 ANNEXED 4/2011, COUNTY AREA: D42
Legal Subdivision	EVERGREEN
Legal Block	7
Legal Lot Number	92 391
Jurisdiction	MADISON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1034
Census Tract	1610

Owner

282 Summerfield Dr is owned by an individual who bought it in April 2025.

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 70903, CHARLOTTE, NC 28272-0903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF JACKSON
Feb 24, 2017	Deed of Trust, Mortgage BANK OF JACKSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Dec 22, 2016 · Amount on File
Deed Document Number	25003515
Deed Book / Page	D789 / 1550
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	282 SUMMERFIELD DR, JACKSON, TN 38305-9768
Document Number	0000004341
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 SUMMERFIELD DR JACKSON TN 383059768, JACKSON, TN 38305-9768

Mortgage

Document Number	0000004341
Date	Apr 16, 2020
Book Page	0T2120/000343
Instrument	4341

Lender

Name	BANK OF JACKSON
Type	Bank
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	282 SUMMERFIELD DR, JACKSON, TN 38305-9768
Document Number	0000002697
Book / Page	0T2041 / 001044
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	282 SUMMERFIELD DR JACKSON TN 383059768, JACKSON, TN 38305-9768

Mortgage

Document Number	0000002697
Date	Mar 16, 2017
Book Page	0T2041/001044
Instrument	2697

Lender

Name	BANK OF JACKSON
Type	Bank
Address	JACKSON, TN 38305

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,525 Land $12,500 Building $66,025
2023		$78,525 Land $12,500 Building $66,025
2022	$2,736.00		$314,100 Land $50,000 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 282 Summerfield Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 282 Summerfield Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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