Clay County property record for 282 Stonewall St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,314 sqft · built 1973 |
| Lot Size | 0.523 acres (22,784 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $519 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082A410C 0050100 |
| Primary APN | 082A410C 0050100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,314 sqft Finished Area |
| 1st Floor Area | 1,985 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 22,784 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 230 sqft |
| Utility Building | 240 sqft |
| Street Address | 282 STONEWALL ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 120 FT 0F N 197.5 FT LOT 2 BLK 140 W 2 DB 311/639 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 10 |
| Legal Block | 140 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
282 Stonewall St is owned and occupied by an individual who acquired it in December 2013.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 282 STONEWALL ST, WEST POINT, MS 39773-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| May 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 4, 2013 |
| Transfer Doc | 000282/250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 282 STONEWALL ST, WEST POINT, MS 39773-2354 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000543/982 |
|---|---|
| Date | May 3, 2022 |
| Book Page | 543/982 |
| Instrument | 2022001645 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 3, 2022 |
| Property Address | 282 STONEWALL ST, WEST POINT, MS 39773-2354 |
| Document Number | 000311/639 |
| Book / Page | 311 / 639 |
| Instrument Date | May 2, 2022 |
| Instrument | 2022001644 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3277 HIGHWAY 46, CEDARBLUFF, MS 39741-9673 |
| Name | Verified Name |
|---|---|
| Address | 282 STONEWALL ST, WEST POINT, MS 39773-2354 |
| Document Number | 2022001645 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022001645 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 282 Stonewall St was $519 with exemptions applied, up 4.4% from the year before.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $519.00 (+4.43%) Additional exemption filed | $11,934 (-) Land $1,272 Building $10,662 | $119,335 (-) Land $12,720 Building $106,615 |
| 2024 | $497.00 (-58.31%) | $11,934 (+19.65%) Land $1,272 Building $10,662 | $119,335 (+19.65%) Land $12,720 Building $106,615 |
| 2023 | $1,192.00 (-46.19%) | $9,974 Land $1,272 Building $8,702 | $99,735 Land $12,720 Building $87,015 |
| 2022 | $2,215.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Stonewall St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Stonewall St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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