282 Smyrna Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 282 Smyrna Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2,732 sqft · built 2022
Lot Size	6.29 acres (273,992 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2023)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`278-00-00-006`

Property Details

APN / Parcel Number

Primary APN	`278-00-00-006`
Alternative APNs	`0278 00 00 0060` `1239`

Interior

Stories	1 Story
Building Area	2,732 sqft Gross Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Material	Composition Shingle
Lot Area	273,992 sqft (6.29 acres)

Location & Zoning

Account Number	1239
Street Address	282 SMYRNA RD
City	ELGIN
State	SC
Zip	29045-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD2
Legal Description	TRACT 4
Legal Subdivision	PLAT PREPARED FOR HUI CHA JUNG
Legal Tract	4
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	970401

Owner

Source: Kershaw County records · APN 278-00-00-006

Assessment roll updated November 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	282 SMYRNA RD, ELGIN, SC 29045-9423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 13, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2023 · Amount on Record
Deed Sale	Jan 13, 2023 · Amount on Record
Prior Sale	Mar 29, 2022
Deed Document Number	2023395
Deed Book / Page	4880 / 229
Prior Transfer Date	May 16, 2022
Prior Transfer Doc	0000005193
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	282 SMYRNA RD, ELGIN, SC 29045-9423
Transaction Type	Mortgage
Record Updated	Nov 07, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 SMYRNA RD, ELGIN, SC 29045-9423

Mortgage

Document Number	0020257985
Date	Sep 23, 2025
Book Page	5433/122
Instrument	2025-7985

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

January 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Jan 13, 2023
Property Address	282 SMYRNA RD, ELGIN, SC 29045-9423
Document Number	202300000395
Book / Page	4880 / 229
Map Reference	MB 3153 PG 279
Instrument Date	Jan 06, 2023
Instrument	202300000395
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	282 SMYRNA RD, ELGIN, SC 29045-9423

Mortgage

Document Number	202300000396
Date	Jan 13, 2023
Instrument	202300000396

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,621.00 (+5,142%)	$452,600 (+6.49%) Land $20,500 Building $432,100	$505,000 (+18.82%)
2023	$50.00 (-94.63%)	$425,000 (+733.33%) Land $72,900 Building $352,100	$425,000 (+733.33%)
2022	$931.00	$51,000 Land $51,000	$51,000 Land $51,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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