282 Rye Beach Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 282 Rye Beach Ave, Rye, NY 10580 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,381 sqft · built 2022
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$1,796,000 (Nov 2020)
Tax Bill	$41,656 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-19-6-84`

Property Details

APN / Parcel Number

Primary APN	`551400 146-19-6-84`
Alternative APN	`140014601900060840000000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,381 sqft Living Area
1st Floor Area	2,027 sqft
2nd Floor Area	2,354 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	282 RYE BEACH AVE
City	RYE
State	NY
Zip	10580-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	84.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4007
Census Tract	7600

Owner

Source: Westchester County and Rye City records · APN 551400 146-19-6-84

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	282 RYE BEACH AVE, RYE, NY 10580-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK NA
Feb 03, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Nov 17, 2020	Deed, Transfer · ARM CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Sep 10, 2008 · Amount on Record
Deed Document Number	2020603113236
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	282 RYE BEACH AVE, RYE, NY 10580-3424
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	NATONAL GRANITE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COTTAGE PL 203, 203, WHITE PLAINS, NY 10601-1577

Mortgage

Document Number	0620333773
Date	Feb 03, 2022
Instrument	620333773

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	2.79%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	282 RYE BEACH AVE, RYE, NY 10580-3424
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL GRANTIC TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 COTTAGE PL 203, 203, WHITE PLAINS, NY 10601-1577

Mortgage

Document Number	0620333765
Date	Feb 03, 2022
Instrument	620333765

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 17, 2020
Property Address	282 RYE BEACH AVE, RYE, NY 10580-3424
Document Number	0603113236
Map Reference	MAP 1943
Instrument Date	Nov 12, 2020
Instrument	603113236
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	FUTURE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,184.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 E MAIN ST, 120, MOUNT KISCO, NY 10549-2304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 MURRAY ST APT 310, 310, NEW YORK, NY 10007-2256

Mortgage

Document Number	0603183170
Date	Nov 17, 2020
Instrument	603183170

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Westchester County and Rye City records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$41,656.00	$58,050 (-) Land $7,300 Building $50,750	$4,919,491 (+6.78%) Land $618,644 Building $4,300,847
2024		$58,050 (-) Land $7,300 Building $50,750	$4,607,143 (+2.38%) Land $579,365 Building $4,027,778
2023		$58,050 Land $7,300 Building $50,750	$4,500,000 Land $565,891 Building $3,934,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190076004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Nearby Flood Policies	47 in force
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	56 of 159
Most Recent Claim	Sep 2023, rainfall accumulation, Severe Storm And Flooding
Claims By Storm	Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Sep 2011 · 21 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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