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282 Ryan Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 282 Ryan Ave, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,687 sqft · built 1984
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$100 (Jul 1996)
Tax Bill$1,199 (2024)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00563810-000000

Property Details

APN / Parcel Number

Primary APN00563810-000000
Alternative APNs
  • 12613900563810000000
  • 1689254

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,687 sqft Living Area
1st Floor Area1,687 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions80 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area67 sqft
Deck Area216 sqft
Patio Area216 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1689254
Old Parcel Number12613900563810000000
Street Address282 RYAN AVE
CityKEY LARGO
StateFL
Zip33037-4817
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBK 1 LT 9 KEY LARGO MOBILE HOMESITES KEY LARGO OR502-812 KEY LARGO OR597-792 OR909-2271 OR1091-1186/87 OR1248-609 OR1311-1007
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionKEY LARGO MOBILE HOMESITE
Legal Block1
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1015
Census Tract972700

Owner

Source: Monroe County records · APN 00563810-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address282 RYAN AVE, KEY LARGO, FL 33037-4817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST ST BK/FL KEYS
Dec 09, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 1996 · Amount on Record
Deed SaleJul 11, 1996 · Amount on Record
Prior SaleJun 15, 1994 · Amount on Record
Deed Document Number0141201674
Deed Book / Page01311 / 01007
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address282 RYAN AVE, KEY LARGO, FL 33037-4817
Document Number0029990554
Instrument DateDec 09, 2019
Transaction TypeMortgage
Record UpdatedJan 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 RYAN AVE KEY LARGO FL 330374817, KEY LARGO, FL 33037-4817

Mortgage

Document Number0029990554
DateDec 16, 2019
Book Page002999/000554
Instrument2248468
Lender
NameFIRST ST BK/FL KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address282 RYAN AVE, KEY LARGO, FL 33037-4817
Document Number0030031187
Instrument DateDec 09, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 RYAN AVE KEY LARGO FL 330374817, KEY LARGO, FL 33037-4817

Mortgage

Document Number0030031187
DateJan 14, 2020
Book Page003003/001187
Instrument2251735
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050
Interest
Rate TypeAdjustable Rate
Rate4.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$90,020 (+5.99%)$360,466 (+7.21%) Land $277,500 Building $82,966
2024$1,199.00 (+9.3%)
2023$1,097.00 (+2.91%) Homeowner's exemption$84,935 (+3%)$336,231 (+27.34%) Land $258,000 Building $78,231
2022$1,066.00 Homeowner's exemption$82,462$264,048 Land $183,000 Building $81,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 225 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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