York County and Eliot Town property record for 282 River Rd, Eliot, ME 03903
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1955 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jan 2022) |
| Tax Bill | $3,779 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ELIO M:18 B:6 L |
| Primary APN | ELIO M:18 B:6 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1979 |
|---|---|
| Street Address | 282 RIVER RD |
| City | ELIOT |
| State | ME |
| Zip | 03903-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Block | 6 |
| Jurisdiction | ELIOT ME |
| Township / Civil Division | ELIOT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 37000 |
Source: York County and Eliot Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit |
| May 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jan 27, 2022 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on Record |
| Deed Sale | Jan 27, 2022 · Amount on Record |
| Deed Document Number | 20224504 |
| Deed Book / Page | 18938 / 759 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELIOT ME |
| Recording Date | May 4, 2026 |
| Property Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Document Number | 0198960155 |
| Book / Page | 19896 / 155 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 202614796 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Document Number | 0000014796, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 19896/155 |
| Instrument | 202614796 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELIOT ME |
| Property Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0192450129 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 19245/129 |
| Instrument | 2023014091 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELIOT ME |
| Recording Date | Jan 27, 2022 |
| Property Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Document Number | 0189380759 |
| Book / Page | 18938 / 759 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022004504 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 282 RIVER RD, ELIOT, ME 03903-1311 |
| Document Number | 2022004505 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022004505 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Eliot Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Eliot Town |
| Unified School District | School Administrative District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,779.00 (+0.13%) | $335,900 (+5.46%) Land $192,700 Building $143,200 | |
| 2024 | $3,774.00 (+3.45%) | $318,500 (+6.95%) Land $175,300 Building $143,200 | |
| 2023 | $3,648.00 (+5.22%) | $297,800 (+3.94%) Land $167,300 Building $130,500 | $395,390 |
| 2022 | $3,467.00 | $286,500 Land $167,300 Building $119,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1991–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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