282 River Oaks Dr, Stella, NC 28582 Property Records

Carteret County property record for 282 River Oaks Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,302 sqft · built 1997
Lot Size	0.628 acres (27,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,000 (May 2020)
Tax Bill	$752 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5367.01.35.1568000`

Property Details

APN / Parcel Number

Primary APN	`5367.01.35.1568000`
Alternative APNs	`498151` `48272`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,302 sqft Heated Area
Gross Area	882 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,356 sqft (0.628 acres)
Lot Dimensions	248 ft deep x 27 ft wide
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	3 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48272
Street Address	282 RIVER OAKS DR
City	STELLA
State	NC
Zip	28582-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L4 MICHAEL & JULIE LITTL
Legal Subdivision	MICHAEL & JULIE LITTLETON
Legal Block	35
Legal Lot Number	4
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	970801

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	282 RIVER OAKS DR, STELLA, NC 28582-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on Record
Deed Sale	May 27, 2020 · Amount on Record
Prior Sale	Jul 27, 2007 · Amount on Record
Deed Document Number	20201673147
Deed Book / Page	1673 / 147
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	May 27, 2020
Property Address	282 RIVER OAKS DR, STELLA, NC 28582-9734
Document Number	0016730147
Book / Page	1673 / 147
Instrument Date	May 27, 2020
Instrument	1673147
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 797, SWANSBORO, NC 28584-0797

Mortgage

Document Number	1673148
Date	May 27, 2020
Instrument	1673-148

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

Interest

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,658 (-) Land $38,548 Building $151,110	$189,658 (-) Land $38,548 Building $151,110
2025	$752.00 (+43.51%)	$189,658 (+78.7%) Land $38,548 Building $151,110	$189,658 (+78.7%) Land $38,548 Building $151,110
2023		$106,132 Land $28,418 Building $77,714	$106,132 Land $28,418 Building $77,714
2022	$524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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